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Browse va loan specialists serving Santee, California. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Santee, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 va loan specialists in Santee, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
JOHN AGUIRRE HOME LOANS
10850 Hartley Rd, Santee, CA 92071
7867856409
Finance Any1
8774 Cuyamaca St #A, Santee, CA 92071
6195912900
Gina Howard
278 Town Center Pkwy Suites 205-206, Santee, CA 92071
8773141499
VA loan specialists in Santee, California help veterans and active duty service members secure home financing with no down payment and competitive rates. California law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Santee is in San Diego County, where VA loan limits for 2025 are set at $1,209,750 for a single-family home, aligning with high-cost area adjustments.
What Does a VA Loan Specialist in Santee Cost?
Typical costs for a VA loan specialist in California include an origination fee of up to 1 percent of the loan amount. Closing costs generally range from 2 to 5 percent of the purchase price, covering appraisal, title insurance, and recording fees. The VA funding fee for first-time use is 2.15 percent for regular military and 2.4 percent for reserves, reduced for subsequent uses. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Santee?
A VA loan specialist is a mortgage professional who guides veterans through the VA home loan process. They help with certificate of eligibility, property requirements, and lender selection in Santee, California.
What are the eligibility requirements for a VA loan in California?
You must have served 90 consecutive days of active service during wartime or 181 days during peacetime. National Guard and Reserve members may qualify after six years. A Certificate of Eligibility from the VA is required.
Are there California-specific rules for VA loans?
Yes. California requires a Notice of Right to Cancel for refinances within three business days. The state also mandates that lenders disclose all fees in a standardized format. Property taxes in Santee are based on San Diego County rates.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.