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Compare VA Loan Specialists in Alameda, CA

Compare va loan specialists in Alameda. Review contact information and insurance categorys before you decide.

12 agents listed
Updated May 2026
Alameda, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 12 va loan specialists in Alameda, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chris Freck @ EstaR Mortgage
2413 Webb Ave STE E, Alameda, CA 94501
5104631003
Chris Granger - Xpert Home Lending
1512 Webster St suite b, Alameda, CA 94501
4159878489
Fresh Home Loan Inc - Independent Mortgage Brokers - Garrick Werdmuller
1151 Harbor Bay Pkwy # 136, Alameda, CA 94502
5102825456
Mit Mann, Mortgage Broker, California Real Estate Services (CRES)
2411 Santa Clara Ave Suite 1, Alameda, CA 94501
5105622444
Jason Chan - Rocket Mortgage
1512 Webster St suite b, Alameda, CA 94501
9257275806
Stuart Davis @ e-Star Mortgage
2413 Webb Ave e2, Alameda, CA 94501
5105792330
Peter Holmes
883 Island Dr suite f, Alameda, CA 94502
4159912699
Vickie Lim - Welcome Home Funding Loan Officer
885 Island Dr, Alameda, CA 94502
5103315480
EstaR Mortgage
2413 Webb Ave STE E, Alameda, CA 94501
5104631003
Thierry Abel - Welcome Home Funding Loan Officer NMLS# 304353
885 Island Dr STE 205, Alameda, CA 94502
4153787508
Ron Davis - Welcome Home Funding Loan Officer NMLS# 2011668
885 Island Dr STE 205, Alameda, CA 94502
5033586838
Bruce Beasley - Welcome Home Funding Mortgage Loan Officer NMLS# 450667
885 Island Dr STE 205, Alameda, CA 94502
9258908998

A VA loan specialist in Alameda California helps veterans active duty service members and eligible surviving spouses obtain home loans with no down payment and competitive interest rates. California law provides additional protections for military borrowers including a right to request a stay of foreclosure under the California Military and Veterans Code. Alamedas real estate market often requires local knowledge to navigate property values and VA appraisal requirements.

What Does a VA Loan Specialist in Alameda Cost?

Typical costs for a VA loan specialist in California include an origination fee of up to 1% of the loan amount and a VA funding fee ranging from 1.4% to 3.6% depending on down payment and service category. Appraisal fees in Alameda average between $500 and $800. Closing costs generally total 2% to 5% of the purchase price but sellers can pay many of these costs. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Alameda?
A VA loan specialist is a mortgage professional who focuses on VA-backed home loans. They guide borrowers through eligibility requirements certificate of eligibility and lender approval processes specific to Alameda County.
What are the eligibility requirements for a VA loan in California?
Eligibility requires at least 90 days of active service during wartime or 181 days during peacetime. National Guard and Reserve members may qualify after six years. Surviving spouses of veterans who died in service or from a service connected disability are also eligible.
Are there California specific benefits for VA loan borrowers?
Yes California exempts VA loan borrowers from state property tax reassessment for transfers between spouses and parents and children under Proposition 19. Additionally the California Military and Veterans Code allows active duty service members to reduce their interest rate to 6% on existing mortgages during active duty.