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Compare VA Loan Specialists in San Marcos, CA

Browse va loan specialists serving San Marcos, California. Contact information and addresses listed below.

6 agents listed
Updated May 2026
San Marcos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 va loan specialists in San Marcos, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chris Catania Mortgage Lender (VA, Conventional, FHA, Jumbo, and USDA loans) Veteran Operated
955 Boardwalk #350, San Marcos, CA 92078
7604683923
Juan J Campa C2 Financial Corp San Marcos
100 E San Marcos Blvd Ste 432, San Marcos, CA 92069
7604816680
Brian Skaar - VanDyk Mortgage Corporation
276 Glendale Ave, San Marcos, CA 92069
7607524480
Richard Montano PGS Home Loans
1635 S Rancho Santa Fe Rd #204, San Marcos, CA 92078
7602246777
Mortgage Licensing Group
145 Vallecitos De Oro, San Marcos, CA 92069
7602954040
TIME LENDING - Ignacio Ventura
277 Rancheros Dr Suite 160, San Marcos, CA 92069
7604733903

A VA loan specialist in San Marcos California can help veterans and active duty service members navigate the VA home loan process. California law provides additional protections for military borrowers under the California Military and Veterans Code. San Marcos offers a range of housing options and local lenders familiar with VA loan rules.

What Does a VA Loan Specialist in San Marcos Cost?

Typical costs for a VA loan specialist in California include an origination fee of 0.5% to 1% of the loan amount. The VA funding fee for first time use is 2.15% for regular military and 2.4% for reserves, but disabled veterans are exempt. Closing costs in San Marcos average 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in San Marcos?
A VA loan specialist is a mortgage professional who focuses on VA backed home loans for veterans. They understand California specific rules like the funding fee exemption for disabled veterans and the CalVet loan program. They guide borrowers through the entire loan process in San Marcos.
Do I need a California specific VA loan specialist?
Yes, because California has unique property tax exemptions for veterans under Proposition 19 and specific escrow requirements. A local specialist knows San Marcos market conditions and can help with county specific paperwork. They also understand the California Department of Veterans Affairs programs.