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Find VA Loan Specialists in San Juan Capistrano, CA

Directory of va loan specialists in San Juan Capistrano, California. Verify credentials with the state mortgage licensing authority before hiring.

9 agents listed
Updated May 2026
San Juan Capistrano, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 va loan specialists in San Juan Capistrano, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mares Mortgage
32172 Camino Capistrano Suite A, San Juan Capistrano, CA 92675
9497027208
RSI Financial Services
31726 Rancho Viejo Rd # 204, San Juan Capistrano, CA 92675
9495082004
JJ Mazzo - CrossCountry Mortgage
31351 Rancho Viejo Rd, San Juan Capistrano, CA 92675
8772379694
PRMG - Corissa Dailey
31815 Camino Capistrano # 32, San Juan Capistrano, CA 92675
9492804410
Linear Home Loans Inc.
30220 Rancho Viejo Rd suite e, San Juan Capistrano, CA 92675
8009673020
Brad Evans at CrossCountry Mortgage
31351 Rancho Viejo Rd Suite 204 & 205, San Juan Capistrano, CA 92675
8773236803
CrossCountry Mortgage, LLC
31351 Rancho Viejo Rd Suite 204 & 205, San Juan Capistrano, CA 92675
9492750574
loanDepot
30448 Rancho Viejo Rd #250, San Juan Capistrano, CA 92675
9497993050
Mortgage Veteran
31726 Rancho Viejo Rd Suite 209, San Juan Capistrano, CA 92675
5624196268

What Does a VA Loan Specialist in San Juan Capistrano Cost?

Typical costs for a VA loan specialist in California include an origination fee of 0.5% to 1% of the loan amount. The VA funding fee ranges from 1.4% to 3.6% depending on your down payment and service category. Some specialists charge a flat fee between $500 and $1,500 for consultation. Costs vary by situation. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in San Juan Capistrano?
A VA loan specialist is a mortgage professional who focuses on loans backed by the U.S. Department of Veterans Affairs. They help veterans understand eligibility, funding fees, and local property requirements in Orange County.
Do I need a California-specific VA loan specialist?
Yes, California has unique property tax exemptions for disabled veterans under Proposition 19. A local specialist can explain how these rules apply to your home purchase in San Juan Capistrano.
What documents do I need for a VA loan in California?
You need your Certificate of Eligibility, proof of service, and financial records. California also requires a property appraisal by a VA-approved appraiser within 30 days of the loan application.