Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 16 va loan specialists in Salinas, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Capitol Mortgage
1880 N Main St #200, Salinas, CA 93906
8314491227
Mason-McDuffie Mortgage Corporation
6 Quail Run Cir # 102, Salinas, CA 93907
8312720916
The Blue Adobe Team~ Oscar Mora
362 S Main St, Salinas, CA 93901
8313206525
Felix Home Loans
1403 N Main St Suite A, Salinas, CA 93906
8317766337
Loans By CMS
3 Winham St, Salinas, CA 93901
8316760937
Premier Mortgage Resources - Ronnie Esparza
336 S Main St, Salinas, CA 93901
8313209328
PrimeLending, A PlainsCapital Company - Salinas
1188 Padre Dr #107, Salinas, CA 93901
8319989520
Jack Kirk | Premier Mortgage Resources
336 S Main St, Salinas, CA 93901
8318016088
Tony Sanchez - Sanchez & Associates Mortgage Group
119 E Alisal St, Salinas, CA 93901
9163351117
Elite Capital Funding
54 San Miguel Ave, Salinas, CA 93901
8312101139
Miguel Santamaria Motto Mortgage Reserve
1457 N Davis Rd, Salinas, CA 93907
8319054007
Debbie Resch | Home Loans by Debbie
341 Capitol St, Salinas, CA 93901
8312626078
OGI Mortgage Bankers
1880 N Main St #300, Salinas, CA 93906
8317848030
Platinum Capital Mortgage
60 W Market St # 300, Salinas, CA 93901
8312291116
Luis Cabrera Motto Mortgage Reserve
1457 N Davis Rd, Salinas, CA 93907
8315960503
Motto Mortgage Reserve
1457 N Davis Rd, Salinas, CA 93907
8319988200
What Does a VA Loan Specialist in Salinas Cost?
VA loan specialists in California typically charge an origination fee of 1% to 2% of the loan amount. Some specialists may offer no cost options by rolling fees into the interest rate. Closing costs in Salinas average 2% to 5% of the purchase price. These costs include appraisal fees, title insurance, and recording fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Salinas?
A VA loan specialist is a mortgage professional who focuses on VA home loans for eligible military borrowers. They help with loan applications, certificate of eligibility, and understanding California specific rules like the CalVet loan program.
Do I need a VA loan specialist in Salinas for a VA home loan?
While you can apply directly with a lender, a VA loan specialist can simplify the process. They know the specific requirements for Salinas properties, including local appraisal standards and county specific tax rules.
What are the California specific rules for VA loans?
California has a 60 day grace period for mortgage forbearance requests from active duty service members. The state also offers the CalVet loan program as an alternative for veterans who may not qualify for a standard VA loan.