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Directory of va loan specialists in Placerville, California. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Placerville, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 va loan specialists in Placerville, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
EZ Mortgages
4535 Missouri Flat Rd #2e, Placerville, CA 95667
5303033643
Envoy Mortgage - Placerville, CA
2920 Cold Springs Rd, Placerville, CA 95667
5302788070
El Dorado Veterans Services Office
130 Placerville Dr, Placerville, CA 95667
5306215892
Tony Lomatchinski | EZ Mortgages
4535 Missouri Flat Rd #2e, Placerville, CA 95667
9165865552
Steve Cockerell
183 Placerville Dr Suite C, Placerville, CA 95667
5306210222
Clear Creek Mortgage
4620 Meadland Dr, Placerville, CA 95667
5306747151
Stelzmiller Brokerage
3080 Sacramento St, Placerville, CA 95667
5306212222
Movement Mortgage
550 Main St Suite J-1, Placerville, CA 95667
8773141499
Western Foothill Mortgage
183 Placerville Dr, Placerville, CA 95667
5306267929
A VA loan specialist in Placerville California helps eligible veterans and active duty service members secure home financing. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Placerville is in El Dorado County where property values and loan limits may affect VA loan eligibility.
What Does a VA Loan Specialist in Placerville Cost?
VA loan specialists in California typically charge origination fees between 0.5% and 1.5% of the loan amount. Some lenders may also charge processing or underwriting fees ranging from 500 to 1500 dollars. The VA funding fee for first time use is 2.15% of the loan amount for most borrowers but may be reduced for disabled veterans. Costs vary by lender and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Placerville?
A VA loan specialist is a licensed mortgage professional who guides veterans through the VA home loan process. They help with Certificate of Eligibility requirements and California specific appraisal standards.
Do I need a California specific VA loan specialist?
Yes because California has unique property tax rules and county loan limits. A local Placerville specialist understands El Dorado County market conditions and state specific funding fee exemptions.
What documents do I need for a VA loan in Placerville?
You need a Certificate of Eligibility from the VA, recent pay stubs, tax returns, and bank statements. California also requires a valid government ID and proof of California residency.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.