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Compare va loan specialists in Oxnard. Review contact information and insurance categorys before you decide.
17 agents listed
Updated May 2026
Oxnard, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 17 va loan specialists in Oxnard, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Frank Salazar - GEM Mortgage
2775 N Ventura Rd #102, Oxnard, CA 93036
8053123964
Nations Lending - Oxnard, CA Branch - NMLS: 1285985
400 E Esplanade Dr Suite 205, Oxnard, CA 93036
8442459529
Smart Home Mortgage - Larry Reyes
300 E Esplanade Dr Suite 455, Oxnard, CA 93036
8054157631
Jonathan Sandoval - The Sandoval Group PB: The Money Store
2775 N Ventura Rd Suite 211 Second Floor, Oxnard, CA 93036
8057541921
Dignified Home Loans
2751 Park View Ct Suite 231, Oxnard, CA 93036
8058900792
Financial Home Associates
1000 Town Center Dr Suite 525, Oxnard, CA 93036
8054025302
Smart Home Mortgage - Staci Aguiar
300 E Esplanade Dr #105, Oxnard, CA 93036
8057972523
Marcos Galaviz - Option Funding Inc
1000 Town Center Dr #135, Oxnard, CA 93036
8052767380
Loan Warehouse
183 Montgomery Ave, Oxnard, CA 93036
8337115626
Claudia Sandoval - The Money Store
500 E Esplanade Dr Suite 104, Oxnard, CA 93036
8057667160
Jose Vasquez
400 E Esplanade Dr Suite 205, Oxnard, CA 93036
8053195161
Armando Perez - Nations Lending
400 E Esplanade Dr Suite 205, Oxnard, CA 93036
8054020337
My Way Home (a DBA of VCCDC)
2231 Sturgis Rd # A, Oxnard, CA 93030
8052737800
loanDepot
2901 N Ventura Rd Ste 185, Oxnard, CA 93036
8053947200
Magnolia Home Loans
120 Magnolia Ave, Oxnard, CA 93030
8054865544
Lori Creps
123 Los Altos St Suite A, Oxnard, CA 93035
8185321528
Specialty Lenders Group
1000 Town Center Dr #300, Oxnard, CA 93036
8557543863
A VA loan specialist in Oxnard California helps veterans and active duty service members secure home loans with favorable terms. California law requires lenders to follow specific disclosure rules under the California Residential Mortgage Lending Act. Oxnard residents can work with specialists who understand local housing market conditions and the specific requirements for VA loans in Ventura County.
What Does a VA Loan Specialist in Oxnard Cost?
VA loan specialists in California typically charge a flat fee or a percentage of the loan amount. Flat fees range from 500 to 1500 dollars while percentage based fees are usually 0.5 to 1 percent of the loan. Some specialists offer free initial consultations. Additional costs may include appraisal fees around 400 to 600 dollars and origination fees. Note that costs vary by situation and this is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Oxnard?
A VA loan specialist guides you through the VA loan process from pre approval to closing. They help you understand eligibility requirements and gather necessary documents like your Certificate of Eligibility. They also connect you with lenders who offer VA loans in the Oxnard area.
Do I need a California specific VA loan specialist?
Yes because California has unique property laws and tax rules that affect VA loans. A specialist familiar with California law can help you with county specific requirements like the Oxnard property tax exemption for disabled veterans. They also understand local appraisal standards and escrow procedures.
How long does the VA loan process take in California?
The VA loan process in California typically takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs or if there are issues with the appraisal. Your specialist can help you prepare documents in advance to speed up the process.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.