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Looking for a va loan specialist in Merced? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Merced, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 va loan specialists in Merced, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Robert J Dylina Home Loans
3313 M St, Merced, CA 95348
2092330121
Capstone Mortgage Group Inc.
2803 G St, Merced, CA 95340
2092612679
Simranjit Singh
139 W El Portal Dr STE C, Merced, CA 95348
2092769688
LeaderOne Financial Corporation
3061 College Green Dr Suite B, Merced, CA 95348
2095804464
Kenneth Crawford | Branch Manager | Primary Residential Mortgage, Inc.
388 E Yosemite Ave #200, Merced, CA 95340
2097259405
AJ Vasquez - Home Loans - NMLS# 1654160
3061 College Green Dr Suite B, Merced, CA 95348
2097776955
Justin Collins - Loan Officer NMLS# 305729
53 W Alexander Ave, Merced, CA 95348
2097612542
Nick Maravilla - Loan Officer NMLS#2571013
3061 College Green Dr # C, Merced, CA 95348
2096586307
Nathan Bell - Loan Officer
53 W Alexander Ave, Merced, CA 95348
2097779560
Chris Salazar - Loan Officer NMLS#2234775
53 W Alexander Ave, Merced, CA 95348
2096280378
American Financial Network
3313 G St suite a, Merced, CA 95340
2097695300
Ernesto Cortez
3061 College Green Dr Suite B, Merced, CA 95340
2092858068
Jeff Gresham Home Loans
1635 M St Suite 104, Merced, CA 95340
2096581020
Jeanette Garibay - Loan Officer NMLS#1085541
53 W Alexander Ave, Merced, CA 95348
2096003773
Rick Davidson - Loan Officer NMLS#274419
53 W Alexander Ave, Merced, CA 95348
2096173406
Cynthia Brackett, Loan Officer, 287578 # - American Financial Network, Inc.
3337 G St Suite C, Merced, CA 95340
2096488991
CrossCountry Mortgage - Merced
368 E Yosemite Ave #200-G, Merced, CA 95340
2097693786
Edward Walters | Branch Manager | Primary Residential Mortgage, Inc.
505 W 18th St suite a, Merced, CA 95340
2094255600
Dennis Nightengale
512 W 18th St, Merced, CA 95340
2092612679
VA loan specialists in Merced California help veterans and active duty service members secure home financing with no down payment. California law provides additional protections for military borrowers, including specific rules on foreclosure and interest rates. Merced County offers a range of properties that may qualify for VA loans, from rural homes to suburban developments.
What Does a VA Loan Specialist in Merced Cost?
Typical costs for a VA loan specialist in California include an origination fee of up to 1 percent of the loan amount. Appraisal fees range from 500 to 800 dollars. Closing costs vary but often total 3 to 5 percent of the purchase price. Some costs may be paid by the seller. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Merced?
A VA loan specialist guides veterans through the loan process, from obtaining a Certificate of Eligibility to closing. They help with property appraisals and ensure compliance with California lending laws. Their goal is to make the process smooth for military homebuyers in Merced.
Are there California specific rules for VA loans?
Yes. California follows federal VA guidelines but also has state laws that protect borrowers from predatory lending. For example, California limits prepayment penalties and requires clear disclosure of fees. These rules apply to all VA loans in the state, including those in Merced.
How do I find a VA loan specialist in Merced?
You can search online directories or ask your local real estate agent for referrals. Many lenders in Merced have specialists who focus on VA loans. Check that the specialist is licensed in California and has experience with VA requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.