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Showing 2 va loan specialists in Loma Linda, CA
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VA Loma Linda Healthcare System
11201 Benton St, Loma Linda, CA 92357
9098257084
Jerry L Pettis Memorial Veterans Hospital
11201 Benton St, Loma Linda, CA 92357
9098257084
What Does a VA Loan Specialist in Loma Linda Cost?
VA loan specialist fees in California typically range from 0 to 1 percent of the loan amount, though some specialists charge a flat fee between 500 and 1500 dollars. The VA funding fee, required for most loans, ranges from 1.4 to 3.6 percent of the loan amount depending on your down payment and service category. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Loma Linda?
A VA loan specialist is a mortgage professional who focuses on VA-backed home loans. They help you understand eligibility, obtain a Certificate of Eligibility, and navigate the loan process with local lenders.
What are the eligibility requirements for a VA loan in California?
You must meet service requirements set by the Department of Veterans Affairs, including minimum active duty periods. California does not add extra state-level requirements beyond federal rules.
Are there California-specific benefits for VA loan borrowers?
Yes, California offers a property tax exemption for disabled veterans and surviving spouses. This can reduce your annual tax burden and is separate from the VA loan itself.