Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 14 va loan specialists in Lodi, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlas Mortgage Group
2 S Lee Ave North Unit, Lodi, CA 95240
2093298567
Phil Quisin - Home Loans
Remote Online, Lodi, CA 95240
2096639194
American Pacific Mortgage
1530 W Kettleman Ln B, Lodi, CA 95242
2093674232
OneMain Financial
1361 S Lower Sacramento Rd, Lodi, CA 95242
2093695845
Richard Longmire Team - Finance of America NMLS-19104
1530 W Kettleman Ln B, Lodi, CA 95242
2093674232
Lance Skirvin, Eureka Mortgage Planning
1530 W Kettleman Ln B, Lodi, CA 95242
2093279368
ELS Home Lending
101 W Locust St, Lodi, CA 95240
2094269189
Troy A Commercial Loan Broker
104 N School St # 208, Lodi, CA 95240
2096512976
Dave Campagna - Big Valley Mortgage - NMLS #286534
400 E Kettleman Ln Suite 20, Lodi, CA 95240
4084061934
Investment Mortgage
1816 W Kettleman Ln STE F, Lodi, CA 95242
2094732191
Mark Massa at CrossCountry Mortgage
801 S Ham Ln Suite K, Lodi, CA 95242
2094719829
Braeden Dillon at CrossCountry Mortgage
801 S Ham Ln Suite K, Lodi, CA 95242
2093665355
Golden State Mortgage Inc
601 W Kettleman Ln Ste. B, Lodi, CA 95240
2096254000
Richard Longmire - American Pacific Mortgage
1530 W Kettleman Ln B, Lodi, CA 95242
2093270263
What Does a VA Loan Specialist in Lodi Cost?
VA loan specialists in California typically charge an origination fee between 1% and 2% of the loan amount. Some specialists may offer no origination fee options but charge higher interest rates. Third party costs like appraisal and title fees range from $500 to $1,500. The VA funding fee for first time use is 2.15% for regular military and 2.4% for reserves or National Guard. This fee can be rolled into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Lodi?
A VA loan specialist is a licensed mortgage professional who focuses on VA-backed home loans for eligible veterans and service members. They help with pre-approval, documentation, and closing a loan in Lodi, California.
Do I need a California specific license to work with a VA loan specialist?
Yes, in California all mortgage loan originators must be licensed through the Nationwide Multistate Licensing System and Registry. You can verify a specialist license on the NMLS Consumer Access website.
What are the VA loan limits for San Joaquin County in 2024?
For 2024, the VA loan limit for San Joaquin County, which includes Lodi, is $766,550 for a single family home. Veterans with full entitlement may not have a limit, but lenders often use this figure for conforming loans.