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VA Loan Specialists in Laguna Hills, CA

Looking for a va loan specialist in Laguna Hills? Review the directory below to compare your options.

9 agents listed
Updated June 2026
Laguna Hills, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 9 va loan specialists in Laguna Hills, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Qualified Home Loans
23330 Mill Creek Dr #150, Laguna Hills, CA 92653
(800) 781-0899 qualifiedhomeloans.com
Kindly Loans, LLC.
23046 Avenida De La Carlota # 600, Laguna Hills, CA 92653
(714) 880-4809 kindlyloans.com
Linour Lending
23382 Mill Creek Dr Suite 210, Laguna Hills, CA 92653
(888) 383-6044 linourlending.com
Jorge Villanueva Mortgage&Real Estate
23121 Verdugo Dr #100, Laguna Hills, CA 92653
(951) 531-3182 jorge-villanueva.com
Spectrum Lending Now
23282 Mill Creek Dr #225, Laguna Hills, CA 92653
(949) 333-8164 spectrumlendingnow.com
Manufactured Home Mortgage
23046 Avenida De La Carlota Suite 645, Laguna Hills, CA 92653
(707) 346-4331 mhmloan.com
Star Financial
23330 Mill Creek Dr Suite 250, Laguna Hills, CA 92653
(888) 671-7885 starfincorp.com
Veterans Mortgage Solutions
23046 Avenida De La Carlota, Laguna Hills, CA 92653
(877) 720-1160 veteransmortgagesolutions.com
Tom Hodges with Qualified Home Loans
23330 Mill Creek Dr, Laguna Hills, CA 92653
(949) 528-3988 tomhodges.net

VA loan specialists in Laguna Hills, California help veterans and active duty service members navigate the VA home loan process. California law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local specialists understand Orange County property values and can assist with the Certificate of Eligibility and funding fee requirements.

What Does a VA Loan Specialist in Laguna Hills Cost?

VA loan specialist fees in California typically range from 1% to 2% of the loan amount, though some specialists charge a flat fee of $500 to $1,500. The VA funding fee varies from 0.5% to 3.3% of the loan amount depending on down payment and service history. Closing costs in Orange County average 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist do in Laguna Hills?
A VA loan specialist guides veterans through the VA home loan process, including pre-approval, property appraisal, and closing. They ensure compliance with California escrow and title requirements specific to Orange County.
Do I need a California specific VA loan specialist?
Yes, California has unique property tax rules and disclosure laws that affect VA loans. A specialist familiar with Laguna Hills knows local market conditions and county recording procedures.

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