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Browse va loan specialists serving Laguna Beach, California. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Laguna Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 va loan specialists in Laguna Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Loan Works Inc
1050 S Coast Hwy Suite D, Laguna Beach, CA 92651
9495372952
Omni Fund Home Loans
580 Broadway St, Laguna Beach, CA 92651
9497150877
RTC Mortgage Corporation
1000 N Coast Hwy #7, Laguna Beach, CA 92651
9494944701
VA loan specialists in Laguna Beach help qualified veterans, active duty service members, and surviving spouses obtain home financing with no down payment and no private mortgage insurance. California law requires lenders to provide a Good Faith Estimate and a Loan Estimate within three business days of application. Specialists in Orange County are familiar with high-cost area loan limits and local property tax exemptions for disabled veterans.
What Does a VA Loan Specialist in Laguna Beach Cost?
Typical costs for a VA loan specialist in California include an origination fee of up to 1 percent of the loan amount, plus third-party fees for appraisal, credit report, and title services. For a 500,000 loan, total closing costs often range from 10,000 to 15,000. The VA funding fee for first-time use is 2.15 percent for regular military and 2.4 percent for reserves or National Guard. This fee can be financed into the loan. Note that this is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Laguna Beach?
A VA loan specialist is a mortgage professional who guides veterans through the VA home loan process. They help with Certificate of Eligibility, property requirements, and lender guidelines specific to California.
What are the eligibility requirements for a VA loan in California?
You must meet VA service requirements, have a valid Certificate of Eligibility, and use the property as your primary residence. California does not impose additional state-level eligibility rules beyond federal VA guidelines.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.