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Compare va loan specialists in Kerman. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Kerman, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 va loan specialists in Kerman, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bank of America Financial Center
702 S Madera Ave, Kerman, CA 93630
5598469333
Westamerica Bank
306 S Madera Ave, Kerman, CA 93630
5598467333
VA loan specialists in Kerman, California help veterans and active duty service members secure home financing with no down payment. California law requires lenders to provide specific disclosures about VA loan benefits, including the funding fee and residual income requirements. Kerman residents benefit from local expertise in Fresno County property values and the CalVet program for additional state-specific assistance.
What Does a VA Loan Specialist in Kerman Cost?
VA loan specialists in California typically charge origination fees between 0.5% and 1% of the loan amount. The VA funding fee ranges from 1.4% to 3.6% for first-time use, depending on your down payment and service category. Some specialists may offer flat fee services around $500 to $1,000. Costs vary by situation and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Kerman?
A VA loan specialist is a mortgage professional who helps veterans and military families apply for VA-backed home loans. They understand California real estate laws and can guide you through the process of obtaining a loan in Kerman.
What are the basic eligibility requirements for a VA loan in California?
You must have served 90 consecutive days of active service during wartime or 181 days during peacetime. National Guard and Reserve members may qualify after six years of service. You also need a valid Certificate of Eligibility from the VA.
Can I use a VA loan to buy a home in Kerman if I have used one before?
Yes, you can use a VA loan multiple times as long as you restore your entitlement. You may also have partial entitlement remaining if you previously defaulted or sold a home with a VA loan. A specialist can check your current entitlement status.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.