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VA Loan Specialists in Garden Grove, CA

Looking for a va loan specialist in Garden Grove? Review the directory below to compare your options.

13 agents listed
Updated May 2026
Garden Grove, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 va loan specialists in Garden Grove, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PACIFIC BAY LENDING GROUP
7390 Lincoln Way, Garden Grove, CA 92841
7143675125
Valley View Home Loans
7390 Lincoln Way, Garden Grove, CA 92841
7143675125
OMC Mortgage, Inc. - Mortgage Broker Licensed in CA-TX
7659 Garden Grove Blvd, Garden Grove, CA 92841
8006760306
Clear Choice Mortgage & Lending
12881 Knott St Suite 102, Garden Grove, CA 92841
9496886668
Justin J Ahn - Mortgage Broker
12437 Lewis St # 203, Garden Grove, CA 92840
7142325760
Statewide Mortgage Services : Tuan Tu
12881 Knott St # 107, Garden Grove, CA 92841
9495409299
Namy
12860 Euclid St, Garden Grove, CA 92840
8885288825
Steven Truong - The Loan Dude
12881 Knott St Suite 102, Garden Grove, CA 92841
9493917909
Blue Coast Home Loans
7111 Garden Grove Blvd Suite 220, Garden Grove, CA 92841
8007890025
National Home Loans
13252 Garden Grove Blvd STE 209, Garden Grove, CA 92843
8777438539
Kevin Vu
12900 Garden Grove Blvd Ste 136, Garden Grove, CA 92843
9499391622
America Smart Home Loans
8942 Garden Grove Blvd #207, Garden Grove, CA 92844
7145873818
Cali Home Lending: Dan Draitser
11887 Valley View St, Garden Grove, CA 92845
9492955334

VA loan specialists in Garden Grove, California help veterans and active duty service members secure home financing with zero down payment options. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Garden Grove veterans can use their VA loan benefit to purchase homes in Orange County with competitive interest rates and no private mortgage insurance.

What Does a VA Loan Specialist in Garden Grove Cost?

Typical costs for a VA loan specialist in California include an origination fee of 0.5% to 1% of the loan amount, plus third party fees for appraisal (usually $500 to $700) and credit report ($30 to $50). The VA funding fee ranges from 1.25% to 3.3% of the loan amount depending on down payment and service history. These fees vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Garden Grove?
A VA loan specialist is a licensed mortgage professional who guides veterans through the VA home loan process. They help with certificate of eligibility, property requirements, and lender approval specific to California properties.
Do I need a California specific VA loan specialist?
Yes, because California has unique property tax rules and county specific funding limits. A Garden Grove specialist understands Orange County appraisal guidelines and local market conditions that affect VA loan approvals.
What are the VA loan limits for Garden Grove in 2025?
For 2025, VA loan limits in Orange County are $1,149,825 for standard counties. Veterans with full entitlement may borrow above this limit without a down payment, subject to lender requirements.