Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 va loan specialists in Encinitas, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dave Pennington at CrossCountry Mortgage
322 Encinitas Blvd #170, Encinitas, CA 92024
6199949723
Hougard Loans, Bayshore Home Loans
700 2nd St Suite E, Encinitas, CA 92024
8009822680
Moose Mau
144 W D St Suite 115, Encinitas, CA 92024
6192519776
Zachary Taylor at CrossCountry Mortgage, LLC
322 Encinitas Blvd #170, Encinitas, CA 92024
6198137908
Laura Silva- APM - Encinitas, American Pacific Mortgage, Inc.
527 Encinitas Blvd STE 202, Encinitas, CA 92024
8585185491
Kolby Gibson- APM- Encinitas / American Pacific Mortgage, Inc.
515 Encinitas Blvd #202, Encinitas, CA 92024
7605572230
MyPrimeHomeLoan.com LLC
1084 N El Camino Real B138, Encinitas, CA 92024
8006006745
The Home Loan Collective - NEO Home Loans
662 Encinitas Blvd Ste. 201, Encinitas, CA 92024
8584019353
Julie Myers VP of Mortgage Lending at Guaranteed Rate Affinity
1472 Encinitas Blvd, Encinitas, CA 92024
6199772888
Skyline Home Loans
527 Encinitas Blvd STE 200, Encinitas, CA 92024
8588764328
What Does a VA Loan Specialist in Encinitas Cost?
VA loan specialist fees in California typically range from 0.5% to 1.5% of the loan amount as an origination fee. Third party costs such as appraisal and title fees usually total between 2000 and 5000 dollars. The VA funding fee for first time use is 2.15% for regular military and 2.4% for reserves. Costs vary by loan size and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan and who qualifies in Encinitas?
A VA loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs. Eligible borrowers include veterans active duty service members National Guard members and surviving spouses. You must have a valid Certificate of Eligibility from the VA.
Are there California specific rules for VA loans in Encinitas?
Yes California requires that all VA loans comply with state licensing laws for mortgage originators. The VA funding fee may be waived for veterans receiving disability compensation. California also has a 10 day right of rescission for refinances.