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VA Loan Specialists in El Monte, CA

Looking for a va loan specialist in El Monte? Review the directory below to compare your options.

7 agents listed
Updated May 2026
El Monte, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 va loan specialists in El Monte, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LINKAGE FINANCIAL GROUP INC
12368 Valley Blvd STE 117, El Monte, CA 91732
6263506760
Chase Home Lending
12039 Valley Blvd, El Monte, CA 91732
6265828621
Nationwide Capital Lenders
9040 Telstar Ave #125, El Monte, CA 91731
6263402288
Lender's Foreclosure Services Inc
2158 Durfee Ave, El Monte, CA 91733
6265795350
Pennywiser Mortgage Co
9080 Telstar Ave # 323, El Monte, CA 91731
6262800096
Lending Expert
11813 Valley Blvd, El Monte, CA 91732
6264012100
Chase Mortgage
11001 Main St, El Monte, CA 91731
6264438941

VA loan specialists in El Monte California help veterans and active duty service members secure home financing with no down payment. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. These specialists guide clients through VA eligibility and local property requirements in Los Angeles County.

What Does a VA Loan Specialist in El Monte Cost?

VA loan specialists in California typically charge origination fees between 0.5% and 1.5% of the loan amount. The VA funding fee ranges from 1.4% to 3.6% for first time use and may be waived for disabled veterans. Appraisal costs in El Monte average $500 to $700. Other closing costs such as title insurance and escrow fees vary by lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in El Monte California?
A VA loan specialist is a licensed mortgage professional who helps veterans and military families obtain VA backed home loans. They handle paperwork for the VA funding fee and ensure compliance with California state lending laws.
Do I need a California specific license for a VA loan specialist?
Yes. Under California law all mortgage loan originators must have a valid license through the NMLS. The specialist must also follow California Department of Real Estate regulations for loan transactions.
How long does a VA loan process take in El Monte?
The typical VA loan process takes 30 to 45 days from application to closing. California law requires a three day right of rescission period after signing loan documents.