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Compare va loan specialists in El Centro. Review contact information and insurance categorys before you decide.
13 agents listed
Updated May 2026
El Centro, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 va loan specialists in El Centro, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - El Centro
1503 N Imperial Ave Suite 101A, El Centro, CA 92243
7603371253
Daniel Torres Home Loans
1405 N Imperial Ave suite a, El Centro, CA 92243
7609608463
Envision Home Loans by Efinity Mortgage - El Centro
1409 W State St, El Centro, CA 92243
7603363911
Wallick & Volk, Inc. El Centro
3205 S Dogwood Rd Suite B, El Centro, CA 92243
7602354444
Cornerstone First Mortgage: Eddie Cardenas
1379 N Imperial Ave, El Centro, CA 92243
7608865555
Giselle Sesma Hunt-Home Loans #263645
1409 W State St, El Centro, CA 92243
7609603324
Inspire Home Loans - El Centro, CA
2299 W Adams Ave Suite 113, El Centro, CA 92243
7609601741
Braulio Ramirez - Loan Officer
428 N Imperial Ave, El Centro, CA 92243
6193712634
Aurora Serrano
1409 W State St, El Centro, CA 92243
7605409866
Guild Mortgage - Lisa Winkler
300 S Imperial Ave # 2, El Centro, CA 92243
2534606200
Mr. Mortgage Inc
1596 S Imperial Ave, El Centro, CA 92243
7603527000
Guild Mortgage Company
300 S Imperial Ave # 2, El Centro, CA 92243
7609604246
Mario Olvera
428 N Imperial Ave, El Centro, CA 92243
7605924674
VA loan specialists in El Centro, California help veterans and active duty service members secure home financing with no down payment and competitive rates. California law provides additional protections for military borrowers, including the California Military and Veterans Code which limits interest rates on certain loans. Local specialists understand the Imperial Valley real estate market and can guide you through the VA funding fee and county-specific property requirements.
What Does a VA Loan Specialist in El Centro Cost?
Typical costs for a VA loan specialist in California include an origination fee of up to 1 percent of the loan amount. The VA funding fee ranges from 1.25 percent to 3.3 percent of the loan, depending on your down payment and service category. Appraisal fees in El Centro usually run between $500 and $700. Other closing costs such as title insurance and escrow fees vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in El Centro?
A VA loan specialist is a mortgage professional who focuses on loans backed by the U.S. Department of Veterans Affairs. They help veterans in El Centro understand eligibility, gather required documents like the Certificate of Eligibility, and navigate the local home buying process in Imperial County.
What are the basic requirements for a VA loan in California?
You must have qualifying military service and a valid Certificate of Eligibility. California does not have additional state-level requirements beyond federal VA rules. You also need to meet lender standards for credit and income, and the property must be your primary residence.
Are there California-specific benefits for VA loan borrowers?
Yes, California exempts disabled veterans from property tax increases under Proposition 110. Also, the California Department of Veterans Affairs offers the CalVet Home Loan program for eligible veterans. These benefits can be used alongside a VA loan in some cases.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.