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Directory of va loan specialists in Downey, California. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Downey, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 va loan specialists in Downey, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Financial Network, Inc.
8505 E Florence Ave, Downey, CA 90240
5628611414
Home Central Financial, Reverse Mortgage, Refinance, Va, Fha, Downey
7847 Florence Ave #101, Downey, CA 90240
5628819811
EZ Fundings Inc.
8207 3rd St UNIT 102, Downey, CA 90241
5623999200
PRMG
8104 3rd St, Downey, CA 90241
5622315620
1st Choice Lending, Downey
8141 2nd St #603, Downey, CA 90241
5623965050
New American Funding - Armine Arutunian
10841 Paramount Blvd Ste 204, Downey, CA 90241
5625058020
Jesus Olvera - Elite Mortgage Pros
8103 3rd St #1, Downey, CA 90241
5628333662
Bryan Camacho - Mortgage Lender | Dream Home Funding
VA loan specialists in Downey California help veterans and active duty service members secure home financing with no down payment. California law provides additional property tax exemptions for disabled veterans under Revenue and Taxation Code Section 205. These specialists guide clients through the Certificate of Eligibility process and local market conditions in Southeast Los Angeles County.
What Does a VA Loan Specialist in Downey Cost?
VA loan specialists in California typically charge an origination fee of 1 to 2 percent of the loan amount. Some specialists may offer flat fee structures ranging from 500 to 1500 dollars. Closing costs in Downey average 3 to 5 percent of the purchase price but can vary by lender and property type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Downey?
A VA loan specialist is a mortgage professional who focuses on loans backed by the U.S. Department of Veterans Affairs. They help veterans in Downey understand eligibility requirements and navigate the loan process with local lenders.
What are the eligibility requirements for a VA loan in California?
Eligibility generally requires 90 days of active service during wartime or 181 days during peacetime. National Guard and Reserve members may qualify after six years. A valid Certificate of Eligibility from the VA is needed.
Are there California specific benefits for VA loan borrowers?
Yes. California does not tax the first 7,000 of assessed value for veterans with a service connected disability of 100 percent. This exemption is under the California Revenue and Taxation Code Section 205.5.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.