ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse va loan specialists serving Del Mar, California. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Del Mar, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 va loan specialists in Del Mar, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Loantown
3790 Via De La Valle #314, Del Mar, CA 92014
8582890000
Team Home Loans - San Diego Mortgage Lenders
445 Marine View Ave UNIT 200, Del Mar, CA 92014
8584499790
Avant Capital
1011 Camino Del Mar Suite 214, Del Mar, CA 92014
8583509407
Todd Benware Team - Home Loans - HomePlus Corporation dba HomePlus Mortgage NMLS ID 78669
1011 Camino Del Mar Suite 236, Del Mar, CA 92014
8005114080
Wise Home Loans
1110 Camino Del Mar Suite H, Del Mar, CA 92014
8583569100
Express Funding Mortgage Company
1237 Camino Del Mar UNIT I, Del Mar, CA 92014
8582593980
California Mortgage Direct
2683 Via De La Valle #G609, Del Mar, CA 92014
6195667233
VA loan specialists in Del Mar, California help veterans and active duty service members secure home financing with no down payment and competitive interest rates. California law provides additional protections for military borrowers, including a right to request a one-year forbearance under the California Military Families Financial Relief Act. Del Mars coastal housing market often requires specialized knowledge of VA appraisal rules and local property values.
What Does a VA Loan Specialist in Del Mar Cost?
VA loan specialists in California typically charge an origination fee of 1% to 2% of the loan amount, plus third-party costs for appraisal and credit report. In Del Mar, these fees range from $3,000 to $8,000 depending on loan size. The VA funding fee is 2.15% for first-time use with no down payment, but is waived for disabled veterans. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Del Mar?
A VA loan specialist is a licensed mortgage professional who guides veterans through the VA home loan process. They help with Certificate of Eligibility, appraisal requirements, and closing in Del Mars competitive market.
Do I need a California-specific VA loan specialist?
Yes, because California has unique laws like the California Military Families Financial Relief Act, which offers interest rate reductions and foreclosure protections. A local specialist understands Del Mar property tax rules and VA funding fee exemptions.
How long does a VA loan take in Del Mar?
A typical VA loan in California closes in 30 to 45 days. Del Mar transactions may take longer due to high demand and strict appraisal timelines required by the VA.
Free • No Obligation
Compare VA Loan Specialists
Get matched with agents in Del Mar who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.