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Directory of va loan specialists in Costa Mesa, California. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Costa Mesa, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 va loan specialists in Costa Mesa, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Prime Mortgage
555 Anton Blvd suit 150, Costa Mesa, CA 92626
7146955899
Sovereign Lending Group Incorporated
3540 Howard Way #125, Costa Mesa, CA 92626
8002130109
JMAC Lending
3200 Park Center Dr Suite 350, Costa Mesa, CA 92626
9493902688
John Torrijos So Cal Lender
3198 Airport Loop Dr, Costa Mesa, CA 92626
9096157327
Lending Corner
950 S Coast Dr #115, Costa Mesa, CA 92626
8558490957
ML Home Loans
555 Anton Blvd Suite 150, Costa Mesa, CA 92626
9498139272
United American Mortgage
3198 F Airport Loop Dr, Costa Mesa, CA 92626
9492501300
OC Mortgage Solutions, Inc.
600 Anton Blvd, Costa Mesa, CA 92626
7144969619
Liquid Home Equity, Inc.
2942 Century Pl #730, Costa Mesa, CA 92626
9495700595
Sovereign Lending Group - Mortgage Broker
3545 Howard Way, Costa Mesa, CA 92626
8002130109
A VA loan specialist in Costa Mesa California helps veterans active duty service members and eligible spouses secure home financing through the Department of Veterans Affairs. California law provides specific property tax exemptions for disabled veterans which can reduce annual tax bills. Working with a local specialist ensures you understand county specific rules and the competitive housing market in Orange County.
What Does a VA Loan Specialist in Costa Mesa Cost?
Typical costs for a VA loan specialist in California include an origination fee of up to 1 percent of the loan amount plus third party fees for appraisal title and escrow. These third party costs in Costa Mesa often range from 3000 to 6000 dollars. The VA funding fee is additional and varies by borrower. Note that this is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Costa Mesa?
A VA loan specialist is a mortgage professional who focuses on VA backed home loans. They guide borrowers through eligibility requirements the Certificate of Eligibility process and lender specific guidelines for Costa Mesa properties.
Do I need a VA funding fee in California?
Yes most borrowers pay a VA funding fee unless they are exempt due to a service connected disability. The fee ranges from 1.25 percent to 3.3 percent of the loan amount depending on your down payment and whether it is your first use.
Are there California specific rules for VA loans?
California follows federal VA guidelines but also has state laws on escrow disclosure and property taxes. For example California allows a prorated property tax exemption for disabled veterans which must be applied for with the county assessor.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.