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Looking for a va loan specialist in Citrus Heights? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Citrus Heights, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 va loan specialists in Citrus Heights, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Loan Lady Club
6939 Sunrise Blvd STE 225, Citrus Heights, CA 95610
9167088555
Coastal Pacific Mortgage
5530 Birdcage St #110, Citrus Heights, CA 95610
9168441292
Veronica DeWitt | Home Loan Specialist at Barrett Financial Group
5750 Sunrise Blvd Ste 130 #E, Citrus Heights, CA 95610
5103968994
Residential Home Loans
5751 Sunrise Blvd, Citrus Heights, CA 95610
9169525626
Family First Mortage Group
7806 Uplands Way, Citrus Heights, CA 95610
9162419886
A VA loan specialist in Citrus Heights, California helps veterans and active duty service members navigate the VA home loan process. California law requires specific disclosures for VA loans, including the funding fee and county loan limits. Citrus Heights is in Sacramento County, where VA loan limits may apply for certain entitlement levels.
What Does a VA Loan Specialist in Citrus Heights Cost?
VA loan specialists in California typically charge a flat fee or a percentage of the loan amount. Common fees range from $500 to $1,500 for consulting services. Some specialists work on commission through lenders, which may be included in closing costs. Costs vary by situation and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Citrus Heights do?
A VA loan specialist guides veterans through the VA home loan process. They help with Certificate of Eligibility, lender selection, and property requirements. They also explain California-specific rules like the funding fee exemption for disabled veterans.
Do I need a VA loan specialist for a home in Citrus Heights?
You do not legally need a specialist, but using one can simplify the process. They understand local market conditions and California property tax rules. They also know how to handle VA appraisal requirements for Sacramento County homes.
What are the VA loan limits for Citrus Heights in 2025?
For 2025, the VA loan limit for Sacramento County including Citrus Heights is $1,089,300 for standard entitlement. Veterans with full entitlement may have no limit. A specialist can confirm your specific entitlement level.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.