Compare VA Loan Specialists in Chino Hills, CA
Looking for a va loan specialist in Chino Hills? Review the directory below to compare your options.
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State Mortgage Licensing Authority of California before hiring.
Showing 12 va loan specialists in Chino Hills, CA
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What Does a VA Loan Specialist in Chino Hills Cost?
VA loan specialists in California typically do not charge borrowers directly instead they earn a commission from the lender. Closing costs for a VA loan in Chino Hills range from 2 to 5 percent of the loan amount. The VA funding fee is 2.15 percent for first time use with zero down payment but is waived for veterans with a service connected disability. Costs vary by case and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Chino Hills?
A VA loan specialist is a licensed mortgage professional who focuses on VA home loans. They guide borrowers through the process of obtaining a Certificate of Eligibility and finding a lender in Chino Hills California.
What are the eligibility requirements for a VA loan in California?
You must meet service requirements set by the VA such as 90 days of active duty during wartime or 181 days during peacetime. Surviving spouses may also qualify. There is no minimum credit score set by the VA but lenders in California typically require a 620 or higher.
Are there any California specific rules for VA loans?
Yes California has a state law that limits the amount of the VA funding fee for certain disabled veterans. Also California property tax exemptions for disabled veterans may apply. The loan limit for San Bernardino County in 2024 is $766,550 for a standard VA loan.