Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 va loan specialists in Benicia, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Monica Jones - CrossCountry Mortgage, Inc.
177 Military E, Benicia, CA 94510
9252639522
Darlene Espinoza - CrossCountry Mortgage, Inc
177 Military E, Benicia, CA 94510
5108162904
Guaranteed Rate
555 First St #102, Benicia, CA 94510
7073925179
Portal Home Loans
281 E H St, Benicia, CA 94510
9255218860
John Holme at CrossCountry Mortgage
177 Military E, Benicia, CA 94510
7073408119
Jennifer Wilson- GTG Financial, Inc.
1350 Hayes St Suite C7, Benicia, CA 94510
7072082459
US Bank Mortgage
Benicia, CA 94510
7077454144
CrossCountry Mortgage, LLC
177 Military E, Benicia, CA 94510
7073615500
Advanced Mortgage Services
615 First St, Benicia, CA 94510
7077487630
Claire D Tan - Chase Home Lending Advisor - NMLS ID 669379
802 Southampton Rd, Benicia, CA 94510
7073199788
What Does a VA Loan Specialist in Benicia Cost?
VA loan specialists in California typically charge an origination fee of 1% to 2% of the loan amount. The VA funding fee ranges from 1.4% to 3.6% of the loan amount for first-time use, depending on down payment and service category. Some specialists may offer reduced fees for disabled veterans. Third-party costs such as appraisal and title fees vary by county. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Benicia?
A VA loan specialist is a mortgage professional who focuses on VA-backed home loans. They help borrowers in Benicia understand eligibility, gather required documents, and navigate the loan process from pre-approval to closing.
What California-specific rules apply to VA loans?
California law under the California Military and Veterans Code allows active duty service members to request a 6% interest rate cap on existing mortgages during active service. VA loans in California also require a Certificate of Eligibility from the VA and compliance with state property tax rules.
How do I choose a VA loan specialist in Benicia?
Look for a specialist with experience in VA loans and knowledge of the Benicia housing market. Check their licensing through the California Department of Financial Protection and Innovation and ask about their familiarity with local lenders and appraisers.