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Find VA Loan Specialists in Bakersfield, CA

Directory of va loan specialists in Bakersfield, California. Verify credentials with the state mortgage licensing authority before hiring.

20 agents listed
Updated May 2026
Bakersfield, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 va loan specialists in Bakersfield, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gem Mortgage
1200 Discovery Dr STE 300, Bakersfield, CA 93309
6613281600
Signature Home Lending
4200 Truxtun Ave, Bakersfield, CA 93309
6616642780
NEW/GEN HOME LENDING
3434 Truxtun Ave # 155, Bakersfield, CA 93301
6612038792
Ownity Mortgage Lending
7606 Meany Ave Suite 103, Bakersfield, CA 93308
6614727182
The Mortgage House
8500 Stockdale Hwy #150, Bakersfield, CA 93311
6613289300
Clarity Home Loans
5060 California Ave Suite 1090-F, Bakersfield, CA 93309
6613225626
Agape Mortgage
5001 California Ave Suite 200, Bakersfield, CA 93309
6614969311
Buena Vista Mortgage, Veronica Y. Morales, Loan Officer
9100 Ming Ave Suite 107, Bakersfield, CA 93311
6613336996
Alfonso Garza
5301 Office Park Dr #200, Bakersfield, CA 93309
3104151359
Mortgage Connection
900 Mohawk St Suite 240, Bakersfield, CA 93309
6612054133
PrimeLending, A PlainsCapital Company - Bakersfield
5001 California Ave STE 108, Bakersfield, CA 93309
6612812324
Accelerated Lending Group
5330 Office Centre Ct Ste. 58, Bakersfield, CA 93309
6614895363
Cornerstone Mortgage
4560 California Ave #300, Bakersfield, CA 93309
6613700600
Daniel Estrada at CrossCountry Mortgage
4900 California Ave #310a, Bakersfield, CA 93309
6613204719
Steven Nettles - PrimeLending - NMLS 349681
5001 California Ave #111, Bakersfield, CA 93309
6619126565
Esteem Lending Group Inc. - Ashley Weaver
8501 Camino Media Ste 400, Bakersfield, CA 93311
6618096508
Hannah Munger - San Joaquin Valley Mortgage
9101 Camino Media, Bakersfield, CA 93311
6613037101
Gold Standard Mortgage
1100 Mohawk St Suite: 170, Bakersfield, CA 93309
6614044433
Valley Mortgage Investments, Inc.
5100 California Ave # 122, Bakersfield, CA 93309
6616331600
Level One Financial
1600 Mill Rock Way, Bakersfield, CA 93311
6614641027

What Does a VA Loan Specialist in Bakersfield Cost?

Typical costs for a VA loan specialist in California include an origination fee of up to 1 percent of the loan amount, plus third-party fees for appraisal and credit report. In Bakersfield, average closing costs range from $3,000 to $6,000 on a $300,000 loan. The VA funding fee is 2.15 percent for first-time use with zero down payment, but this fee is often rolled into the loan. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Bakersfield?
A VA loan specialist is a licensed mortgage professional who guides veterans through the VA home loan process. They help with eligibility verification, certificate of eligibility requests, and loan application in Kern County.
What are the eligibility requirements for a VA loan in California?
Eligibility requires at least 90 days of active service during wartime or 181 days during peacetime. National Guard and Reserve members may qualify after six years. California does not impose additional state-level requirements beyond federal VA rules.