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Find VA Loan Specialists Near You in Tempe, AZ

Directory of va loan specialists in Tempe, Arizona. Verify credentials with the state state mortgage licensing authority before hiring.

11 agents listed
Updated June 2026
Tempe, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Arizona before hiring.
Showing 11 va loan specialists in Tempe, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st Rate Home Mortgage, Inc
1400 E Southern Ave, Tempe, AZ 85282
(480) 776-2555 1rhm.com
Brendan Bracken, Licensed Loan Officer, NMLS #247272
2055 E Centennial Cir, Tempe, AZ 85284
(619) 269-9871 brackenteam.com
Legacy Lending USA
4500 S Lakeshore Dr #205, Tempe, AZ 85282
(480) 776-6050 legacylendingusa.com
Bright Mortgage
1921 E Calle De Arcos, Tempe, AZ 85284
(480) 454-5625 brightmortgage.com
Mike Hengy Level Up Mortgage
1847 E Calle De Caballos, Tempe, AZ 85284
(480) 382-4661 levelupmortgage.net
AZM Lending
1250 E Baseline Rd Suite 104, Tempe, AZ 85283
(623) 233-4335 myazm.com
Galaxy Lending Group, LLC - nmls 142766
6515 S Rural Rd Suite 104, Tempe, AZ 85283
(602) 595-1233 galaxylendinggroup.com
Compass Mortgage Planners
1840 E Warner Rd #102, Tempe, AZ 85284
(480) 249-1924 compassmortgageplanners.com
Spartan Lending, LLC
1343 E University Dr, Tempe, AZ 85288
(602) 786-9499 spartanlendingteam.com
Misty Crockett - Mortgage Loan officer - Mortgages by Misty
4625 S Lakeshore Dr #420, Tempe, AZ 85282
(480) 842-1168 mortgagesbymisty.com
Kevin Esquilin - VP of Mortgage Lending with Guaranteed Rate
64 E Broadway Rd Ste 200, Office 241, Tempe, AZ 85282
(862) 232-9010 rate.com

VA loan specialists in Tempe, Arizona help veterans and active duty service members obtain home loans with no down payment and competitive interest rates. Arizona law exempts disabled veterans from certain property tax increases under Proposition 110. These specialists guide clients through the certificate of eligibility process and local market conditions in the Phoenix metro area.

What Does a VA Loan Specialist in Tempe Cost?

VA loan specialists in Tempe typically charge an origination fee between 0.5% and 1.0% of the loan amount. Closing costs in Arizona usually range from 2% to 5% of the purchase price, but the VA limits certain fees. The VA funding fee for first-time use is 2.15% for regular military and 2.4% for reserves or National Guard. Costs vary by lender and loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Tempe?
A VA loan specialist is a mortgage professional who focuses on loans backed by the U.S. Department of Veterans Affairs. They help eligible borrowers in Tempe understand requirements, submit paperwork, and close on a home. They are not government employees but work for approved lenders.
What are the eligibility requirements for a VA loan in Arizona?
To qualify for a VA loan in Arizona you must meet service requirements set by the VA. This includes active duty, National Guard, or Reserve service with a minimum period. You also need a valid certificate of eligibility from the VA and sufficient income to cover the loan.