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Find VA Loan Specialists Near You in Apache Junction, AZ

Directory of va loan specialists in Apache Junction, Arizona. Verify credentials with the state mortgage licensing authority before hiring.

5 agents listed
Updated May 2026
Apache Junction, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 5 va loan specialists in Apache Junction, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Allied Cash Advance
183 W Apache Trail Suite 108, Apache Junction, AZ 85120
4802882906
Guild Mortgage Company
115 N Apache Trail # B, Apache Junction, AZ 85120
4809825626
Guild Mortgage - Chelsea Connolly
115 N Apache Trail # B, Apache Junction, AZ 85120
4806951606
Guild Mortgage - Kristina Hafer
115 N Apache Trail # B, Apache Junction, AZ 85120
4808786796
Bryan Tyner - Chase Home Lending Advisor - NMLS ID 477731
1148 W Apache Trail, Apache Junction, AZ 85120
4808828008

VA loan specialists in Apache Junction Arizona help veterans and active duty service members secure home financing with favorable terms. Arizona law provides specific property tax exemptions for disabled veterans, which can affect loan affordability. Local specialists understand the unique housing market in Pinal County and can guide borrowers through the VA funding fee and certificate of eligibility process.

What Does a VA Loan Specialist in Apache Junction Cost?

Typical costs for VA loan specialist services in Arizona include an origination fee of up to 1 percent of the loan amount and third-party fees for appraisal, credit report, and title search. The VA funding fee ranges from 1.25 percent to 3.3 percent of the loan amount depending on your down payment and service category. Some specialists may charge a flat fee for pre-approval or document review. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Apache Junction?
A VA loan specialist is a mortgage professional who focuses on loans guaranteed by the U.S. Department of Veterans Affairs. They help veterans in Apache Junction understand eligibility requirements, gather necessary documents, and navigate the loan process from pre-approval to closing.
Do I need a specific credit score for a VA loan in Arizona?
The VA does not set a minimum credit score, but most lenders in Arizona require a score of at least 620. Some specialists may work with lower scores depending on other compensating factors. Check with a specialist for current lender requirements.
Are there Arizona-specific benefits for VA loan borrowers?
Yes, Arizona offers a property tax exemption for disabled veterans and surviving spouses. This exemption can reduce annual property taxes, which may affect your monthly payment and overall loan affordability. A specialist can help you apply for this benefit.