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Find Reverse Mortgage Specialists in La Porte, TX

Browse reverse mortgage specialists serving La Porte, Texas. Contact information and addresses listed below.

2 agents listed
Updated May 2026
La Porte, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 reverse mortgage specialists in La Porte, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Edward Jones - Financial Advisor: Zachary Hodge, AAMS®
505 W Fairmont Pkwy Suite B, La Porte, TX 77571
2814701018
Mortgage lender La Porte TX
410 E Fairmont Pkwy, La Porte, TX 77571
2814625649

A reverse mortgage specialist in La Porte, Texas helps homeowners aged 62 and older convert part of their home equity into cash without selling their home. Texas law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. La Porte residents near the Houston Ship Channel may have unique property value considerations that a local specialist can address.

What Does a Reverse Mortgage Specialist in La Porte Cost?

Typical costs for a reverse mortgage in Texas include an origination fee up to 2 percent of the home value (capped at 6,000 dollars), a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal 400 to 600 dollars and title insurance 1,500 to 3,000 dollars. Closing costs usually range from 2,000 to 8,000 dollars. These costs can be financed into the loan. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in La Porte Texas?
You must be at least 62 years old. All borrowers listed on the title must meet this age requirement. Texas follows federal HUD guidelines for this rule.
Do I need to own my home free and clear to get a reverse mortgage in La Porte?
No. You can have an existing mortgage, but the reverse mortgage must be in first lien position. The proceeds will first pay off your current mortgage. Texas law also requires that the home be your primary residence.