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Browse reverse mortgage specialists serving Allen, Texas. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Allen, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 10 reverse mortgage specialists in Allen, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Highlands Residential Mortgage
950 W Bethany Dr suite 800, Allen, TX 75013
4694021200
Allen Location of Fairway Independent Mortgage Corp. Porch Light NMLS 2289
825 Watters Creek Blvd #340, Allen, TX 75013
2145299172
Dianne Glenn, Branch Manager, Benchmark Mortgage
1312 W Exchange Pkwy Ste 2100, Allen, TX 75013
2143342401
Inspired Buy Real Estate
800 North Watters Road Suite 180, Allen, TX 75013
2142260885
American Mortgage Company
1002 Raintree Cir STE 100, Allen, TX 75013
9728976348
Supreme Lending
1020 W Exchange Pkwy Suite 1130, Allen, TX 75013
4699175335
Competitive Home Lending
450 Century Pkwy Ste 250, Allen, TX 75013
9724402150
TJL MORTGAGE
825 Watters Creek Blvd Building M Suite 250, Allen, TX 75013
4697401674
Bell Mortgage Group - NMLS# 2402245
450 Century Pkwy Ste 250, Allen, TX 75013
9728968838
Jake P Perry | Fairway Independent Mortgage Corporation Branch Manager
825 Watters Creek Blvd #340, Allen, TX 75013
9724475763
A reverse mortgage specialist in Allen Texas helps homeowners aged 62 and older convert part of their home equity into cash. Texas law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. This option can provide funds for retirement expenses while allowing you to stay in your home.
What Does a Reverse Mortgage Specialist in Allen Cost?
Typical costs for a reverse mortgage in Texas include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title work. For a home valued at 300,000 dollars, total closing costs often range from 8,000 to 15,000 dollars. Costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Allen Texas?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence. Texas law also requires a mandatory counseling session with a HUD-approved counselor.
How does Texas law affect reverse mortgage proceeds?
Texas law limits the amount you can borrow based on your age and home value. Proceeds are generally tax-free and do not affect Social Security or Medicare benefits. You must continue to pay property taxes and homeowners insurance.
What happens if I move out or sell my home in Allen?
If you move out permanently or sell the home, the reverse mortgage becomes due. You or your heirs must repay the loan balance. Texas law provides a 12-month deferment period for non-borrowing spouses in some cases.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.