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Compare Reverse Mortgage Specialists in Galveston, TX
Directory of reverse mortgage specialists in Galveston, Texas. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Galveston, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 10 reverse mortgage specialists in Galveston, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Western Finance
2323 Broadway Avenue J, Galveston, TX 77550
4097655988
Security Finance
6105k Stewart Rd, Galveston, TX 77551
4097638585
Frank Bohn at Network Funding
1009 Broadway Avenue J, Galveston, TX 77550
4092564078
EBLOCK LOANS
628 19th St, Galveston, TX 77550
8338325625
Premier Nationwide Lending - Galveston, TX
1021 61st St, Galveston, TX 77551
7134123709
TexSmart Lending Group
14 Quintana Dr, Galveston, TX 77554
4695256725
Network Funding, LP | Matt Hawkes
1009 Broadway Avenue J, Galveston, TX 77550
7135210413
Merrill Lynch Wealth Management
306 22nd St, Galveston, TX 77550
4097627616
Cash Mortgage Services
7016 Williams Dr, Galveston, TX 77551
4097716893
Cash Mortgage Services/James E Davis owner
By Appointment Only, 7016 Williams Dr, Galveston, TX 77551
4097716893
What Does a Reverse Mortgage Specialist in Galveston Cost?
In Texas reverse mortgage specialists typically charge an origination fee of up to 2 percent of the home value with a maximum of 6000 dollars. Additional costs include a 2 percent upfront mortgage insurance premium a 0.5 percent annual premium appraisal fees (300 to 600 dollars) title insurance (500 to 1500 dollars) and counseling fees (125 to 250 dollars). Total closing costs for a Galveston reverse mortgage generally range from 3000 to 8000 dollars. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Galveston Texas?
You must be at least 62 years old own your home outright or have a low mortgage balance and live in the property as your primary residence. Texas law also requires you to attend a HUD-approved counseling session before applying.
How does a Texas reverse mortgage differ from other states?
Texas has specific homestead protections that limit the amount of equity you can access. The maximum claim amount for a HECM in Texas is the appraised value of the home or the FHA lending limit whichever is lower. Texas law also prohibits using reverse mortgage funds for certain speculative investments.
What costs are associated with a reverse mortgage specialist in Galveston?
Typical costs include an origination fee (up to 2 percent of the home value capped at 6000 dollars) a mortgage insurance premium (2 percent of the appraised value upfront plus 0.5 percent annually) and third-party fees for appraisal title and counseling. Total closing costs usually range from 2000 to 8000 dollars.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.