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Browse reverse mortgage specialists serving Charleston, South Carolina. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Charleston, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 20 reverse mortgage specialists in Charleston, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tabor Mortgage Group
2000 Sam Rittenberg Blvd STE 2020, Charleston, SC 29407
1180 Sam Rittenberg Blvd # 305, Charleston, SC 29407
8437084440
Leeward Point Mortgage
215 E Bay St Ste 403-F, Charleston, SC 29401
8432034578
Matt Mieras of Guild Mortgage
1180 Sam Rittenberg Blvd # 305, Charleston, SC 29407
8436705512
Gracen Watts -Your Mortgage Lady at Mint Group Mortgage, LLC
553 Savannah Hwy, Charleston, SC 29407
8439063954
Guild Mortgage - Drew Cody
60 Markfield Dr Unit 5, Charleston, SC 29407
8035172115
Mutual of Omaha Mortgage
78 Ashley Point Dr Suite 101, Charleston, SC 29407
5024191516
Matt Dorsey
1387 Harbor View Rd, Charleston, SC 29412
8434084421
Jennifer Stout - Home Loans with Jenn
1180 Sam Rittenberg Blvd # 305, Charleston, SC 29407
8438135544
Tracey A. Delong - Ameris Bank Mortgage
834 Savannah Hwy, Charleston, SC 29407
8433648106
Mint Group Mortgage, LLC
553 Savannah Hwy, Charleston, SC 29407
8439063954
Brian Turner - Ameris Bank Mortgage
834 Savannah Hwy, Charleston, SC 29407
8433453158
A reverse mortgage specialist in Charleston South Carolina helps homeowners aged 62 and older convert home equity into tax-free funds. South Carolina law requires lenders to provide a detailed counseling disclosure and a three-day right of rescission after loan closing. Specialists in Charleston are familiar with local property values and the unique needs of retirees in the Lowcountry.
What Does a Reverse Mortgage Specialist in Charleston Cost?
Typical costs for a reverse mortgage in South Carolina include an origination fee of up to 2 percent of the home value capped at 6000 dollars, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording that range from 1500 to 3500 dollars. Total closing costs often fall between 5000 and 12000 dollars depending on the home value and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Charleston SC?
Borrowers must be at least 62 years old. If there is a co-borrower, that person must also be 62 or older. South Carolina follows federal HUD guidelines for age eligibility.
Do I need to own my home free and clear to get a reverse mortgage in Charleston?
No, you do not need to own the home free and clear. You must have significant equity. The loan pays off any existing mortgage first. South Carolina law does not require full ownership before applying.
Is counseling required before getting a reverse mortgage in South Carolina?
Yes, HUD requires all borrowers to complete a counseling session with a HUD-approved counselor before applying. South Carolina does not add extra state counseling requirements beyond the federal mandate.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.