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Directory of reverse mortgage specialists in Goose Creek, South Carolina. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Goose Creek, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 3 reverse mortgage specialists in Goose Creek, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Team Premier / Lower Mortgage
101-A Lumber Ln, Goose Creek, SC 29445
8435692812
Travis Walthall - Lower Mortgage
101a Lumber Ln, Goose Creek, SC 29445
8649030693
Carolina One Mortgage
567 Crowfield Blvd unit b, Goose Creek, SC 29445
8435743114
A reverse mortgage specialist in Goose Creek South Carolina can help homeowners aged 62 and older convert home equity into cash without selling their property. South Carolina law requires borrowers to complete HUD approved counseling before obtaining a Home Equity Conversion Mortgage. Local specialists understand the specific needs of Goose Creek residents and can guide you through the process.
What Does a Reverse Mortgage Specialist in Goose Creek Cost?
Typical costs for a reverse mortgage in South Carolina include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees such as appraisal and title search which can range from 500 to 1500 dollars. Closing costs generally total between 3000 and 8000 dollars depending on the loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Goose Creek South Carolina?
A reverse mortgage specialist is a licensed professional who helps seniors in Goose Creek understand and apply for reverse mortgages. They explain the loan terms, costs, and eligibility requirements under South Carolina law.
What are the eligibility requirements for a reverse mortgage in South Carolina?
Borrowers must be at least 62 years old, own their home outright or have a low mortgage balance, and live in the home as their primary residence. South Carolina law also requires completion of a counseling session with a HUD approved counselor.
Are reverse mortgage proceeds taxable in South Carolina?
Reverse mortgage proceeds are generally not considered taxable income by the IRS or the state of South Carolina. However, interest on the loan is not deductible until the loan is repaid. Consult a tax professional for your specific situation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.