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Find Reverse Mortgage Specialists in Painesville, OH

Directory of reverse mortgage specialists in Painesville, Ohio. Verify credentials with the state state mortgage licensing authority before hiring.

5 agents listed
Updated June 2026
Painesville, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Ohio before hiring.
Showing 5 reverse mortgage specialists in Painesville, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Wendy Ruiz at CrossCountry Mortgage
2709 N Ridge Rd, Painesville, OH 44077
(440) 354-5206 ccmortgageruiz.com
The Pschirer Group - Union Home Mortgage
7575 Fredle Dr #201, Painesville, OH 44077
(440) 754-0913 uhm.com
Megan Maruna - Mortgage Broker NMLS#1989328
420 W Prospect St, Painesville, OH 44077
(724) 889-6700 steadfastmortgageteam.com
The Ruiz Team at CrossCountry Mortgage
2709 N Ridge Rd, Painesville, OH 44077
(440) 354-5206 ccmortgageruiz.com
PNC Mortgage
40 W Erie St, Painesville, OH 44077
(440) 354-2300 pnc.com

A reverse mortgage specialist in Painesville Ohio can help homeowners aged 62 and older convert home equity into tax free funds. Ohio law requires borrowers to complete HUD approved counseling before obtaining a Home Equity Conversion Mortgage. Local specialists understand Lake County property values and can guide you through the process.

What Does a Reverse Mortgage Specialist in Painesville Cost?

Typical costs for a reverse mortgage specialist in Ohio include an origination fee of up to 2 percent of the home value with a cap of 6000 dollars. Third party costs such as appraisal title insurance and recording fees range from 2000 to 5000 dollars. Ohio law limits certain fees but total costs vary by lender and property value. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Painesville Ohio?
Borrowers must be at least 62 years old. If married a non borrowing spouse under 62 may still live in the home after the borrower passes away under Ohio law.
Do I need counseling before getting a reverse mortgage in Ohio?
Yes Ohio requires all reverse mortgage applicants to complete a counseling session with a HUD approved counselor. This session covers loan terms costs and alternatives.
What property types qualify for a reverse mortgage in Lake County Ohio?
Single family homes HUD approved condominiums and manufactured homes that meet FHA standards qualify. The home must be your primary residence in Painesville.

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