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Find Reverse Mortgage Specialists Near You in Amherst, OH

Directory of reverse mortgage specialists in Amherst, Ohio. Verify credentials with the state mortgage licensing authority before hiring.

9 agents listed
Updated May 2026
Amherst, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 9 reverse mortgage specialists in Amherst, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
John Korinko at CrossCountry Mortgage
263 S Main St, Amherst, OH 44001
2164067905
American Eagle Mortgage | Amherst, OH
263 S Main St, Amherst, OH 44001
4409882900
Jarred Korinko at CrossCountry Mortgage
263 S Main St, Amherst, OH 44001
4402190246
Union Capital Mortgage
400 Tenney Ave, Amherst, OH 44001
4403708064
Michael Zuren at CrossCountry Mortgage
263 S Main St, Amherst, OH 44001
4402901542
Steven Pallens at Union Capital Mortgage
400 Tenney Ave, Amherst, OH 44001
4403711512
Your Home Financial
201 N Leavitt Rd, Amherst, OH 44001
2162990984
Cameron Rodgers at CrossCountry Mortgage
263 S Main St, Amherst, OH 44001
4403713302
Fifth Third Mortgage - Chris Bartish
309 N Leavitt Rd, Amherst, OH 44001
4402587107

A reverse mortgage specialist in Amherst Ohio helps homeowners aged 62 and older convert home equity into tax-free funds. Ohio law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Specialists in Amherst can guide you through the process and explain how local property values affect loan limits.

What Does a Reverse Mortgage Specialist in Amherst Cost?

Typical costs for a reverse mortgage in Ohio include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search. These costs total between 5000 and 15000 dollars depending on the home value and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a reverse mortgage in Amherst Ohio?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet HUD property standards. Ohio also requires you to attend a counseling session with a HUD-approved counselor before applying.
How does Ohio law affect reverse mortgage proceeds?
Ohio does not tax reverse mortgage proceeds as income. However, you are still responsible for paying property taxes and homeowners insurance. If you fail to pay these, the loan may become due.
Can I lose my home with a reverse mortgage in Amherst?
Yes, you can lose your home if you fail to pay property taxes or insurance, or if you move out for more than 12 months. Ohio law requires lenders to provide a notice of default and a 30-day cure period before foreclosure.