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Find Reverse Mortgage Specialists in Smithville, MO
Browse reverse mortgage specialists serving Smithville, Missouri. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Smithville, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 3 reverse mortgage specialists in Smithville, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Southern Bank
100 State Rte 92, Smithville, MO 64089
8554527272
Edward Jones - Financial Advisor: David D Cooper
14802 Shamrock Way Suite B-1, Smithville, MO 64089
8168463006
Keri Rotterman Nodaway Valley Bank
14402 US-169, Smithville, MO 64089
8168732929
Reverse mortgage specialists in Smithville, Missouri help older homeowners access home equity without monthly payments. Missouri law requires borrowers to receive counseling from a HUD-approved agency before applying. Smithville residents must also meet federal age and occupancy rules for these loans.
What Does a Reverse Mortgage Specialist in Smithville Cost?
Typical costs for a reverse mortgage in Missouri include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and closing costs ranging from 2,000 to 5,000 dollars. Annual mortgage insurance premiums are 0.5 percent of the loan balance. These costs are often rolled into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Smithville Missouri?
Borrowers must be at least 62 years old. All owners on the title must meet this age requirement under federal law. Missouri does not have a state-specific age exception.
Do I need counseling before getting a reverse mortgage in Missouri?
Yes. Missouri law requires all reverse mortgage applicants to complete counseling with a HUD-approved agency. The counseling must happen at least 7 days before you sign any loan documents.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.