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Reverse Mortgage Specialists in Eureka, MO

Compare reverse mortgage specialists in Eureka. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Eureka, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 4 reverse mortgage specialists in Eureka, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rockwood Financial
113 Hilltop Village Center Dr suite b, Eureka, MO 63025
6365870026
Fairway Independent Mortgage Corporation
300 W 4th St Suite A, Eureka, MO 63025
3144783699
Sullivan Bank
1 W 5th St, Eureka, MO 63025
6369389809
Brad Beebe Home Loan Lender-Homestead Financial Mortgage
208 N Central Ave C, Eureka, MO 63025
3142837816

Reverse mortgage specialists in Eureka Missouri help homeowners aged 62 and older access home equity through FHA-insured Home Equity Conversion Mortgages. Missouri law requires borrowers to complete HUD-approved counseling before applying. Specialists guide clients through loan terms repayment options and the impact on estate planning.

What Does a Reverse Mortgage Specialist in Eureka Cost?

In Missouri the origination fee for a HECM reverse mortgage is capped at 6000 dollars or 2.5 percent of the first 200000 of home value plus 0.5 percent of the amount above 200000. Third-party fees include appraisal 400 to 600 dollars and title insurance 800 to 1500 dollars. Counseling costs 125 to 150 dollars. Total closing costs typically fall between 5000 and 15000 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Eureka Missouri?
Borrowers must be at least 62 years old. All homeowners listed on the title must meet this age requirement. The home must be the primary residence.
Are reverse mortgages regulated differently in Missouri?
Missouri follows federal HUD rules for HECM loans. The state also requires counseling by a HUD-approved agency. There is no state-specific waiting period beyond federal guidelines.
What costs are involved with a reverse mortgage specialist in Eureka?
Typical costs include an origination fee up to 2 percent of the home value a mortgage insurance premium and third-party fees for appraisal and title work. Total costs often range from 5000 to 15000 dollars depending on home value.