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Compare Reverse Mortgage Specialists in Flat Rock, MI
Compare reverse mortgage specialists in Flat Rock. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Flat Rock, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 2 reverse mortgage specialists in Flat Rock, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Edward Jones - Financial Advisor: Scott Oostdyk, AAMS®|CRPC™
29100 Gateway Blvd Suite 450, Flat Rock, MI 48134
7347526620
Kim Joanne Crock: Primerica - Financial Services
26337 Gibraltar Rd, Flat Rock, MI 48134
7342836377
Reverse mortgage specialists in Flat Rock Michigan help homeowners aged 62 and older access home equity without monthly payments. Michigan law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Flat Rock residents benefit from specialists who understand local property values in Wayne County and the specific requirements of Michigan reverse mortgage regulations.
What Does a Reverse Mortgage Specialist in Flat Rock Cost?
Typical costs for a reverse mortgage in Michigan include an origination fee up to 2.5 percent of the home value a mortgage insurance premium of 2 percent upfront plus 0.5 percent annually and third-party costs like appraisal title and recording fees. Total closing costs often range from 3000 to 8000 depending on the home value and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Flat Rock Michigan?
You must be at least 62 years old to qualify for a HECM reverse mortgage in Michigan. All borrowers listed on the title must meet this age requirement. The home must be your primary residence.
Do I need counseling before getting a reverse mortgage in Michigan?
Yes Michigan law requires all borrowers to complete a counseling session with a HUD-approved counselor before applying. This session covers loan terms costs and alternatives. The counselor must be independent from the lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.