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Directory of reverse mortgage specialists in Birmingham, Michigan. Verify credentials with the state mortgage licensing authority before hiring.
14 agents listed
Updated May 2026
Birmingham, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 14 reverse mortgage specialists in Birmingham, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Swift Home Loans
805 E Maple Rd, Birmingham, MI 48009
8336979438
Better Rate Mortgage
390 Park St Suite 100, Birmingham, MI 48009
2482256728
Rockwood Mortgage
33834 Woodward Ave, Birmingham, MI 48009
2487030115
Power Home Loans
925 E Maple Rd, Birmingham, MI 48009
2482750405
Griffen Hock - Berkshire Capital - Home Mortgage Specialist
33687 Woodward Ave, Birmingham, MI 48009
2487550765
York Financial Inc
1221 Bowers St #914, Birmingham, MI 48012
2485939900
Lewis Financial Mortgage
401 S Old Woodward Ave Suite #435, Birmingham, MI 48009
2489011700
L.A. Mortgage
400 Hamilton Row Suite 100, Birmingham, MI 48009
8888831985
Prolific Mortgage
166 W Maple Rd Suite 200, Birmingham, MI 48009
2485338480
Mason Miller, First National Mortgage Bankers, NMLS#185193
700 E Maple Rd Suite 302, Birmingham, MI 48009
8666446910
Core Direct Mortgage
1363 Smith Ave, Birmingham, MI 48009
8004913054
simply save mortgage
280 W Maple Rd, Birmingham, MI 48009
2484808200
Care Mortgage
555 S Old Woodward Ave Suite 11L, Birmingham, MI 48009
2488250099
Bloom Lending
280 N Old Woodward Ave Suite 100, Birmingham, MI 48009
7346455646
A reverse mortgage specialist in Birmingham, Michigan helps homeowners aged 62 and older convert home equity into loan proceeds. Michigan law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Birmingham residents often use these funds for home repairs, healthcare costs, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Birmingham Cost?
Typical costs for a reverse mortgage in Michigan include an origination fee of up to 2% of the home value, a mortgage insurance premium of 2% of the appraised value, and third-party fees such as appraisal and title search. For a home valued at 300,000 dollars, total closing costs often range from 8,000 to 15,000 dollars. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Michigan?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 to be listed as a borrower. Michigan law follows federal HECM guidelines for age eligibility.
Do I need counseling before getting a reverse mortgage in Michigan?
Yes, Michigan law requires all borrowers to complete a counseling session with a HUD-approved counselor. The session covers loan terms, costs, and alternatives. You must receive a certificate of completion before the loan can proceed.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.