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Find Reverse Mortgage Specialists in Dearborn Heights, MI
Directory of reverse mortgage specialists in Dearborn Heights, Michigan. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Dearborn Heights, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 5 reverse mortgage specialists in Dearborn Heights, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - Dearborn
25639 Ford Rd #203, Dearborn Heights, MI 48127
3132746500
PrimeLending, Chuck Hage Team
25639 Ford Rd, Dearborn Heights, MI 48127
3132746500
Universal Mortgage LLC
25000 Ford Rd, Dearborn Heights, MI 48127
3134630425
Great Estate Lending
26628 Baldwin St, Dearborn Heights, MI 48127
3137740778
Clover Mortgage
24614 Ford Rd, Dearborn Heights, MI 48127
3139991008
A reverse mortgage specialist in Dearborn Heights Michigan helps homeowners aged 62 and older convert home equity into cash without monthly payments. Michigan law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Local specialists can guide you through the process and explain how property taxes and insurance obligations work in Wayne County.
What Does a Reverse Mortgage Specialist in Dearborn Heights Cost?
Typical costs for a reverse mortgage specialist in Michigan include an origination fee of up to $6,000 based on home value, a mortgage insurance premium of 2% of the appraised value, and third-party costs such as appraisal and title fees ranging from $500 to $2,000. Michigan law does not cap these fees but requires full disclosure in the loan estimate. Costs vary by situation and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Dearborn Heights?
A reverse mortgage specialist is a professional who helps seniors understand and apply for reverse mortgages. In Michigan they must follow federal HUD rules and state regulations for lending.
Do I need counseling before getting a reverse mortgage in Michigan?
Yes Michigan law requires all borrowers to complete counseling with a HUD-approved agency before applying. This session covers loan terms costs and alternatives.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.