Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kansas before hiring.
Showing 13 reverse mortgage specialists in Lawrence, KS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Diane L Fry | Fairway Independent Mortgage Corporation Branch Manager
600 Lawrence Ave Suite 104, Lawrence, KS 66049
7854236721
PrimeLending - Casey Owens Bowman
1201 Wakarusa Dr Building C, Suite 1B, Lawrence, KS 66049
7858561231
Deborah Becker
545 Columbia Dr Suite 1001, Lawrence, KS 66049
7857602522
PrimeLending, A PlainsCapital Company - Lawrence
1201 Wakarusa Dr Ste. C1B, Lawrence, KS 66049
7858561231
Bank Midwest: Lexie Haskin
4831 W 6th St, Lawrence, KS 66049
7859170112
Ashley Zeller at Bank Midwest Mortgage
4831 W 6th St, Lawrence, KS 66049
7857605746
David Rosenthal, Mortgage Loan Originator, PrimeLending
1201 Wakarusa Dr Building C, Suite 1B, Lawrence, KS 66049
7857481234
First Assured Mortgage
4830 Bob Billings Pkwy #100a, Lawrence, KS 66049
7858565626
Fairway Independent Mortgage Corporation
4104 W 6th St Suite B, Lawrence, KS 66049
7858414434
Bell Bank Mortgage - Danielle Hugunin, NMLS 776898
4840 Bob Billings Pkwy Suite 1016, Lawrence, KS 66049
7852180251
Mark Vincent Hernandez | Fairway Independent Mortgage Corporation Loan Officer
4104 W 6th St Suite B, Lawrence, KS 66049
7858422443
US Bank Mortgage
900 Massachusetts St, Lawrence, KS 66044
8008722657
Heather Dirk-U.S. Bank Mortgage
900 Massachusetts St, Lawrence, KS 66044
7858650242
What Does a Reverse Mortgage Specialist in Lawrence Cost?
Typical costs for a reverse mortgage in Kansas include an origination fee (up to 2 percent of the home value), a mortgage insurance premium (2 percent upfront plus 0.5 percent annually), and third-party fees for appraisal, title search, and recording. Total closing costs often range from 5,000 to 12,000 dollars for a 200,000 dollar home. These costs are usually financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and equity requirements for a reverse mortgage in Kansas?
Borrowers must be at least 62 years old. The home must be your primary residence, and you must have significant equity in the property. Kansas law does not set a minimum equity percentage, but most lenders require at least 50 percent equity.
Do I need to attend counseling before getting a reverse mortgage in Lawrence?
Yes. Federal law requires all borrowers to complete a counseling session with a HUD-approved counselor. This session explains the loan terms, costs, and alternatives. You can find counselors online or through local housing agencies in Lawrence.
What happens to the reverse mortgage if I move out or sell my home in Kansas?
If you move out permanently or sell the home, the loan becomes due. You or your heirs must repay the loan balance, which is typically done through the sale of the home. Kansas law gives heirs up to 12 months to decide whether to pay off the loan or sell the property.