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Find Reverse Mortgage Specialists in El Dorado, KS
Browse reverse mortgage specialists serving El Dorado, Kansas. Contact information and addresses listed below.
9 agents listed
Updated May 2026
El Dorado, KS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kansas before hiring.
Showing 9 reverse mortgage specialists in El Dorado, KS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Commerce Bank
625 W Central Ave, El Dorado, KS 67042
3163221790
Emprise Bank
200 N Main St, El Dorado, KS 67042
3163213510
Mid America Mortgage Co Inc
105 S Main St, El Dorado, KS 67042
3168890103
Edward Jones - Financial Advisor: Leann E Nickel, AAMS®|CKA®
Reverse mortgage specialists in El Dorado Kansas help homeowners aged 62 and older convert home equity into loan proceeds. Kansas law requires borrowers to receive counseling from a HUD-approved agency before obtaining a reverse mortgage. Specialists guide clients through the process including eligibility and repayment rules specific to Kansas property tax deferral programs.
What Does a Reverse Mortgage Specialist in El Dorado Cost?
Typical costs for a reverse mortgage in Kansas include an origination fee of up to 2 percent of the home value with a maximum of 6000 dollars. The upfront mortgage insurance premium is 2 percent of the appraised value. Third party fees such as appraisal title search and recording fees add 1000 to 3000 dollars. Total closing costs generally fall between 5000 and 15000 dollars but vary by property value and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in El Dorado do?
A reverse mortgage specialist helps homeowners understand loan options such as Home Equity Conversion Mortgages HECM. They explain eligibility requirements closing costs and how the loan affects estate planning. In Kansas specialists also advise on how reverse mortgages interact with local property tax deferral programs.
Are there Kansas specific rules for reverse mortgages?
Yes Kansas law requires mandatory counseling from a HUD-approved agency before you can obtain a reverse mortgage. Kansas also has a property tax deferral program for seniors which may affect how reverse mortgage proceeds are used. Borrowers must maintain property taxes and insurance to avoid default.
How much does a reverse mortgage cost in El Dorado Kansas?
Costs include an origination fee typically 2 percent of the home value up to 6000 dollars a mortgage insurance premium of 2 percent of the appraised value and third party fees like appraisal and title search. Total closing costs often range from 5000 to 15000 dollars. These amounts vary by lender and loan type.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kansas.