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Find Reverse Mortgage Specialists in Valparaiso, IN
Compare reverse mortgage specialists in Valparaiso. Review contact information and insurance categorys before you decide.
15 agents listed
Updated May 2026
Valparaiso, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 15 reverse mortgage specialists in Valparaiso, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Garrett Litke - Fairway Home Mortgage
150 Lincolnway Suite 1004, Valparaiso, IN 46383
2197967453
Diamond Residential Mortgage Corporation
350 Morthland Dr, Valparaiso, IN 46383
2195482299
Union Home Mortgage - Travis Waters
15 N Franklin St, Valparaiso, IN 46383
2192462478
Fairway Mortgage: Dan Ormos, XCO Mortgage Loan Advisor
150 Lincolnway Suite 1004, Valparaiso, IN 46383
2193195158
Seth Domazet - Powered by The Mortgage Exchange
56 Valparaiso St, Valparaiso, IN 46383
2194054519
CU Mortgage Service
225 Aberdeen Dr suite a, Valparaiso, IN 46385
8002850670
Ben Krejci
57 Michigan Ave Suite 201, Valparaiso, IN 46383
2196718634
Leroy Moore | Mortgage Loan Officer | Valparaiso, IN
57 Michigan Ave, Valparaiso, IN 46383
2194061645
Robby Rud - Diamond Residential Mortgage Corporation
350 W Morthland Dr, Valparaiso, IN 46383
2197078428
Integrity Mortgage & Financial Services
3205 Cascade Dr # B, Valparaiso, IN 46383
2195482255
loanDepot
360 Indiana Ave Ste E, Valparaiso, IN 46383
2193862720
Spencer Mortgage
3251 Blue Jay Dr, Valparaiso, IN 46383
2193096601
Kevin Levy - Diamond Residential Mortgage Corporation
350 Morthland Dr, Valparaiso, IN 46383
2195482299
Lakeshore Mortgage Group
451 W Lincolnway suite c, Valparaiso, IN 46385
2195483010
Chase Mortgage
852 Thornapple Way, Valparaiso, IN 46385
2194659780
Reverse mortgage specialists in Valparaiso Indiana help homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. Indiana law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Local specialists guide clients through the process and explain how property taxes and insurance obligations still apply under Indiana code.
What Does a Reverse Mortgage Specialist in Valparaiso Cost?
Typical costs for a reverse mortgage in Indiana include an origination fee of up to 2 percent of the home value with a cap of 6,000 dollars, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title services ranging from 500 to 1,500 dollars. Closing costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Valparaiso Indiana?
Borrowers must be at least 62 years old. If married and one spouse is under 62, the younger spouse may still be protected under recent HUD rules for non-borrowing spouses.
Do I need to own my home free and clear to qualify for a reverse mortgage in Indiana?
No. You can have an existing mortgage as long as it is paid off with proceeds from the reverse mortgage. Indiana law does not require full home equity ownership.
Is counseling required before getting a reverse mortgage in Indiana?
Yes. Indiana borrowers must complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives. The counselor cannot be affiliated with the lender.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.