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Directory of reverse mortgage specialists in Carmel, Indiana. Verify credentials with the state mortgage licensing authority before hiring.
19 agents listed
Updated May 2026
Carmel, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 19 reverse mortgage specialists in Carmel, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Total Quality Lending
630 W Carmel Dr #160, Carmel, IN 46032
8003041925
Chad Fallis at CrossCountry Mortgage
645 W Carmel Dr Suite 170, Carmel, IN 46032
3178193935
Lennar Mortgage, LLC Indiana
11555 N Meridian St Suite 210, Carmel, IN 46032
3176434649
Powell Home Mortgage
601 E Greyhound Pass, Carmel, IN 46032
3178638226
Mark Kuchik at CrossCountry Mortgage
645 W Carmel Dr Suite 170, Carmel, IN 46032
3178193910
Ruoff Mortgage - Carmel
11711 N Meridian St #130, Carmel, IN 46032
3178532670
Chris Cannon, Ruoff Mortgage
11711 N Meridian St #130, Carmel, IN 46032
8122194324
Advisors Mortgage Group - Carmel, IN - South
600 E Carmel Dr SUITE 272, Carmel, IN 46032
3174973933
Mid America Mortgage, Inc.
12900 N Meridian St #100, Carmel, IN 46032
3173240191
Verified Mortgage
38 W Main St Suite 119, Carmel, IN 46032
3176508547
Duffy Mullen - Leader One Financial
15 E Main St Ste 300, Carmel, IN 46032
3177530127
Advisors Mortgage Group - Carmel, IN
811 W Main St Suite 210, Carmel, IN 46032
4632239592
Olivia Smith at Rate (NMLS #1477981)
252 W Main St, Carmel, IN 46032
3174361874
Brokered Rate Mortgage Corp.
408 W Main St, Carmel, IN 46032
3176605780
Madeline Schevlin at Rate (NMLS #2171191)
252 W Main St, Carmel, IN 46032
3174361875
CrossCountry Mortgage, LLC
645 W Carmel Dr Suite 170, Carmel, IN 46032
3178461250
Current Mortgage - Central Indiana
200 S Rangeline Rd #129, Carmel, IN 46032
3174958042
Strawn Lending Team, NML# 2334 - Carmel, Indiana
75 Executive Dr G, Carmel, IN 46032
3175908888
Rock Planck at CrossCountry Mortgage
645 W Carmel Dr Suite 170, Carmel, IN 46032
3176601739
A reverse mortgage specialist in Carmel Indiana helps homeowners aged 62 and older convert home equity into loan proceeds without monthly payments. Indiana follows federal HECM guidelines and requires mandatory counseling from a HUD-approved agency. Specialists guide clients through the process including property tax and insurance obligations under Indiana law.
What Does a Reverse Mortgage Specialist in Carmel Cost?
Typical costs for a reverse mortgage specialist in Indiana include an origination fee up to 2 percent of the home value capped at 6000 dollars. Third-party costs such as appraisal title insurance and recording fees range from 1000 to 3000 dollars. Mortgage insurance premiums add 2 percent of the home value upfront plus 0.5 percent annually. These costs vary by loan amount and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Carmel Indiana?
Borrowers must be at least 62 years old. The youngest borrower on the title must meet this age requirement under federal HECM rules. Indiana does not have additional state age restrictions.
Do I need to own my home free and clear to get a reverse mortgage in Indiana?
No you do not need to own your home free and clear. You can use a reverse mortgage to pay off an existing mortgage. The loan must be a primary residence and meet FHA property standards.
What counseling is required for a reverse mortgage in Indiana?
Indiana requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session covers loan terms costs and alternatives. The counselor cannot be affiliated with the lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.