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Reverse Mortgage Specialists in Pueblo West, CO

Compare reverse mortgage specialists in Pueblo West. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Pueblo West, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 3 reverse mortgage specialists in Pueblo West, CO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Crystal Bunting
387 E Enterprise Dr Suite 180, Pueblo West, CO 81007
7192502468
Guild Mortgage - Karlee Huber
387 E Enterprise Dr Suite 180, Pueblo West, CO 81007
7192802440
US Bank Mortgage
1017 N Market Pl, Pueblo West, CO 81007
7196304231

A reverse mortgage specialist in Pueblo West Colorado helps homeowners aged 62 and older access home equity without monthly payments. Colorado law requires borrowers to complete a counseling session with a HUD-approved agency before obtaining a reverse mortgage. Local specialists understand the Pueblo West real estate market and can explain how Colorado property taxes and insurance requirements apply to your loan.

What Does a Reverse Mortgage Specialist in Pueblo West Cost?

Typical costs for a reverse mortgage specialist in Colorado include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording. Total closing costs often range from 3000 to 8000 dollars depending on the loan amount and property value. Colorado also charges a state documentary stamp tax of 0.01 percent of the loan amount. These costs can be financed into the loan or paid upfront. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Pueblo West Colorado?
You must be at least 62 years old to qualify for a reverse mortgage in Colorado. All borrowers listed on the title must meet this age requirement. The home must also be your primary residence in Pueblo West.
Do I need counseling before getting a reverse mortgage in Colorado?
Yes, Colorado law requires you to complete a counseling session with a HUD-approved housing counselor. This session covers loan terms, costs, and alternatives. You must receive a certificate of completion before the loan can proceed.
Can I lose my home with a reverse mortgage in Pueblo West?
Yes, you can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Colorado law allows the lender to foreclose if these obligations are not met. You must also continue living in the home as your primary residence.