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Find Reverse Mortgage Specialists Near You in Broomfield, CO
Compare reverse mortgage specialists in Broomfield. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Broomfield, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 4 reverse mortgage specialists in Broomfield, CO
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A reverse mortgage specialist in Broomfield Colorado helps homeowners aged 62 and older access home equity through a Home Equity Conversion Mortgage. Colorado law requires that borrowers receive third-party counseling from a HUD-approved agency before obtaining a reverse mortgage. Broomfield residents often use these funds for home repairs, healthcare costs, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Broomfield Cost?
Typical costs for a reverse mortgage specialist in Colorado include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party costs such as appraisal and title fees. Total closing costs often range from 2,000 to 5,000 dollars. Counseling fees are usually 125 to 150 dollars but may be waived. Costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Broomfield Colorado?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence and meet HUD property standards. Colorado law does not impose additional age or income requirements beyond federal HECM rules.
Is reverse mortgage counseling required in Colorado?
Yes, Colorado law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. The session covers loan terms, costs, and alternatives. You must receive a signed counseling certificate before the lender can process your application.
Can a reverse mortgage affect my Colorado property taxes?
A reverse mortgage does not directly change your property tax obligation. You must continue to pay property taxes and homeowners insurance. If you fail to pay taxes, the lender may call the loan due. Colorado offers property tax deferral programs for seniors that may be an alternative.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Colorado.