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Compare reverse mortgage specialists in Lowell. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Lowell, AR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arkansas before hiring.
Showing 2 reverse mortgage specialists in Lowell, AR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Arvest Bank - Mortgage Division
200 Parkwood St C, Lowell, AR 72745
4797506932
Arvest Bank
103 S Bloomington St, Lowell, AR 72745
4797701000
A reverse mortgage specialist in Lowell, Arkansas helps homeowners aged 62 and older convert home equity into tax-free funds. Arkansas law requires all reverse mortgage originators to be licensed and to provide borrowers with a detailed counseling disclosure. Specialists in Lowell can guide you through the federally insured Home Equity Conversion Mortgage program and explain how local property values affect loan amounts.
What Does a Reverse Mortgage Specialist in Lowell Cost?
Typical costs for a reverse mortgage specialist in Arkansas include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from 2,000 to 6,000 dollars for a home valued near the median in Lowell. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Lowell Arkansas?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet FHA property standards. Arkansas requires you to complete a counseling session with a HUD-approved counselor before applying.
How does Arkansas law affect reverse mortgage proceeds?
Arkansas does not tax reverse mortgage proceeds as income. Loan funds are generally non-recourse, meaning you or your heirs will never owe more than the home is worth when the loan becomes due. The state also requires a three-day right of rescission after closing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arkansas.