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Browse reverse mortgage specialists serving Benton, Arkansas. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Benton, AR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arkansas before hiring.
Showing 10 reverse mortgage specialists in Benton, AR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jake Arey Mortgage Team
101 N East St, Benton, AR 72015
5013262700
Preston Madison Mortgage Advisor- NEO Home Loans NMLS: 2172012
119 S Market St, Benton, AR 72015
5012498237
The Dio Vannucci Team - NEO Home Loans
119 S Market St, Benton, AR 72015
5018405995
Cornerstone Home Lending, Inc.
622 Alcoa Rd, Benton, AR 72015
5018405995
Verity Mortgage Arkansas
101 N East St, Benton, AR 72015
5013262700
NEO Home Loans
119 S Market St, Benton, AR 72015
5016420332
First Security Mortgage
205 W Carpenter St, Benton, AR 72015
5012793461
Regions Mortgage
917 Military Rd, Benton, AR 72015
5019156787
Bank of England Mortgage
323 N East St, Benton, AR 72015
5015546626
Guild Mortgage Company
114 W Sevier St, Benton, AR 72015
5015545368
A reverse mortgage specialist in Benton Arkansas helps homeowners aged 62 and older convert home equity into tax-free funds. Arkansas law requires borrowers to complete a counseling session with a HUD-approved agency before applying. Local specialists can guide you through the specific property eligibility rules for Saline County homes.
What Does a Reverse Mortgage Specialist in Benton Cost?
Typical costs for a reverse mortgage specialist in Arkansas include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title work. Total closing costs often range from 5,000 to 8,000 dollars for a 200,000 dollar home. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Benton Arkansas?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 to be listed on the loan. Arkansas follows federal HUD guidelines for age eligibility.
Do I need to own my home free and clear to qualify in Benton?
No. You can have an existing mortgage as long as you have enough equity. The reverse mortgage pays off your current loan first. Arkansas law does not require full ownership.
Are reverse mortgage proceeds taxable in Arkansas?
No. Proceeds from a reverse mortgage are considered loan advances, not income. They are not subject to Arkansas state income tax or federal income tax. Always consult a tax professional for your situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arkansas.