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Find Reverse Mortgage Specialists Near You in Sun City West, AZ
Browse reverse mortgage specialists serving Sun City West, Arizona. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Sun City West, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 2 reverse mortgage specialists in Sun City West, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bill Cave, Reverse Mortgages
13912 W Stardust Blvd Suite 111, Sun City West, AZ 85375
6233416334
Michael Thomas at Mutual of Omaha Reverse Mortgage
13912 W Stardust Blvd Suite 111, Sun City West, AZ 85375
6027910249
A reverse mortgage specialist in Sun City West helps older homeowners access home equity without monthly payments. Arizona law requires a mandatory counseling session with a HUD-approved counselor before you can close a reverse mortgage. Sun City West has many retirees who use these loans to supplement retirement income or pay for home improvements.
What Does a Reverse Mortgage Specialist in Sun City West Cost?
Typical costs for a reverse mortgage in Arizona include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent upfront plus 0.5 percent annually and third party fees for appraisal title and recording. Total closing costs often range from 5000 to 15000 depending on the loan amount and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Sun City West Arizona?
You must be at least 62 years old to qualify for a Home Equity Conversion Mortgage (HECM) in Arizona. All borrowers on the title must meet this age requirement. The property must be your primary residence.
Do I need to attend counseling before getting a reverse mortgage in Arizona?
Yes Arizona law requires you to complete a counseling session with a HUD-approved counselor. This session covers loan terms costs and alternatives. You will receive a certificate that is valid for 180 days.
Can I lose my home with a reverse mortgage in Sun City West?
You can lose your home if you fail to pay property taxes or homeowners insurance or if you do not maintain the property. Arizona has no specific homestead exemption that changes these requirements. You must also continue to live in the home as your primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.