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Find Reverse Mortgage Specialists in Avondale, AZ

Compare reverse mortgage specialists in Avondale. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Avondale, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 3 reverse mortgage specialists in Avondale, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oply Mortgage
961 N Eliseo Felix Jr Way, Avondale, AZ 85323
4804626439
Rally Home Mortgage, LLC
12725 W Indian School Rd Suite E-104, Avondale, AZ 85392
6236703592
All West Capital Home Loans
12409 W Indian School Rd C301, Avondale, AZ 85392
6239350200

A reverse mortgage specialist in Avondale Arizona helps homeowners age 62 and older convert part of their home equity into loan proceeds. Arizona law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Avondale residents can use these funds for home repairs, medical expenses, or supplementing retirement income.

What Does a Reverse Mortgage Specialist in Avondale Cost?

Typical costs for a reverse mortgage specialist in Arizona include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. Total closing costs often range from 2,000 to 8,000 dollars depending on the loan amount and property value. These costs can be financed into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Avondale Arizona?
Borrowers must be at least 62 years old. The home must be the primary residence and meet FHA property standards. Arizona law does not add additional age restrictions beyond federal guidelines.
Do I need counseling before getting a reverse mortgage in Arizona?
Yes. Arizona law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. The session covers loan terms, costs, and alternatives. You must receive a certificate of completion before the loan can proceed.
Can I lose my home with a reverse mortgage in Avondale?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Arizona law also requires you to continue living in the home as your primary residence. If you move out for more than 12 consecutive months, the loan becomes due.