Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alaska before hiring.
Showing 9 reverse mortgage specialists in Soldotna, AK
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cornerstone Home Lending
44045 Kalifornsky Beach Rd c, Soldotna, AK 99669
9072624095
Rhonda Johnson at Cornerstone Home Lending
44045 Kalifornsky Beach Rd, Soldotna, AK 99669
9072525682
PrimeLending, A PlainsCapital Company - Soldotna
35571 Kenai Spur Hwy Suite 4, Soldotna, AK 99669
9072053402
Residential Mortgage
44384 Sterling Hwy Ste. 102, Soldotna, AK 99669
9072609701
Global Credit Union Home Loans | License #AK157293
43874 Sterling Hwy Ste 110, Soldotna, AK 99669
8007373033
Diane Durfee NMLS 759439 PrimeLending
35571 Kenai Spur Hwy Suite 4, Soldotna, AK 99669
9076903811
Aaron Swanson
44384 Sterling Hwy Ste. 102, Soldotna, AK 99669
9072609701
Rhonda Johnson | Cornerstone Home Lending, Inc NMLS # 2258
44045 Kalifornsky Beach Rd c, Soldotna, AK 99669
9072624091
Everence Financial
44539 Sterling Hwy Suite 213, Soldotna, AK 99669
9074207412
What Does a Reverse Mortgage Specialist in Soldotna Cost?
Typical costs for a reverse mortgage in Alaska include an origination fee up to 2.5 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees for appraisal, title, and recording. For a Soldotna home valued at 300,000 dollars, total closing costs often range from 8,000 to 15,000 dollars. These costs are usually financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Soldotna?
A reverse mortgage specialist is a licensed professional who guides homeowners through the Federal Housing Administration HECM program. They explain loan terms, costs, and eligibility requirements specific to Alaska borrowers.
What are the age requirements for a reverse mortgage in Alaska?
Borrowers must be at least 62 years old. If married, a non borrowing spouse under 62 may have protections under HUD rules but should discuss this with a specialist.
Are there Alaska specific laws for reverse mortgages?
Alaska requires a mandatory third party counseling session with a HUD approved counselor before a loan application. The state also has a three day right of rescission after closing. No prepayment penalties are allowed.