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Compare Reverse Mortgage Specialists in Fairbanks, AK
Directory of reverse mortgage specialists in Fairbanks, Alaska. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Fairbanks, AK
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alaska before hiring.
Showing 3 reverse mortgage specialists in Fairbanks, AK
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Rate Financial Fairbanks
728 Gaffney Rd Suite 101, Fairbanks, AK 99701
9072225500
Residential Mortgage
324 Old Steese Hwy Suite 102, Fairbanks, AK 99701
9074528800
Cornerstone Home Lending | Fairbanks
330 Wendell Ave # A, Fairbanks, AK 99701
9072054253
A reverse mortgage specialist in Fairbanks Alaska helps homeowners aged 62 and older convert home equity into tax free funds. Alaska law does not impose a specific state reverse mortgage statute but follows federal HUD guidelines for Home Equity Conversion Mortgages. Local specialists understand the unique Fairbanks real estate market and can explain how cold climate property maintenance affects loan requirements.
What Does a Reverse Mortgage Specialist in Fairbanks Cost?
Typical costs for a reverse mortgage in Alaska include an origination fee of up to 6000 dollars, a mortgage insurance premium of 2 percent of the home value, and appraisal fees ranging from 400 to 800 dollars. Closing costs generally total between 2000 and 5000 dollars. These costs can be financed into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Fairbanks Alaska?
Borrowers must be at least 62 years old. All borrowers listed on the title must meet this age requirement. The home must be the primary residence of all borrowers.
Do I need to own my home free and clear to get a reverse mortgage in Fairbanks?
No you do not need to own the home free and clear. You must have significant equity in the property. The reverse mortgage will pay off any existing mortgage balance first.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alaska.